Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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Jocom Holdings Corp.JOCM · other
GradeNonecomputable_factors_below_threshold: 1 of 14 inputs computable; 7 are required
Reliability0.76 AUCfailure model, filers with under $12.5M assets; 95% interval 0.65 to 0.86; 63 events, 2020 to 2025
Peer failure rate0.60% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size bandunder $12.5M assetstotal assets $15,840[1]
Standard universeoutsiderevenue above $1M and assets above $10M[1-2]
Warningslate filer, thin data, degenerate inputsnot computable: dilution, short runway, distress, fortress balance sheet
Inputs computable1 of 14
Graded fromfilings received through Apr 16, 2026176 days before the rescan; every figure keyed to the SEC receipt date
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history

No price series supplied for this render.

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Percentile at every rescan on file, Oct 6, 2026 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Oct 6, 2026nonen/aQ1

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Apr 16, 2026; the document on sec.gov.

Holdings Corp. was incorporated on January 8, 2021 under the laws of the state of Nevada. Company, through its subsidiary, engaged in providing data analytic services, which cover customer behavior and predictive customer analysis. April 15, 2021, the Company acquired 100% of the equity interests in Jocom Holdings Corp. (herein referred as the “Malaysia Company”), a private limited company incorporated in Labuan, Malaysia. In consideration of the equity interests of Jocom Holdings Corp., Ms. Chua June 12, 2024, Jocom Holdings Corp, its wholly owned subsidiary, acquired 100% of the equity interests in JHC Digital Sdn. Bhd.

Warnings [top]

Late filer. found 4 NT 10-K/Q filings in the last eight quarters
Thin data. 1 of 14 grade factors are computable; minimum is 7
Degenerate inputs. latest revenue or assets are at or below the $100,000 validity floor[1-2]

7 checks ran; none of them enters the letter. The checks are listed on the warnings screen.

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability
Gross profitabilitynot computable27.1%
assets must exceed the $100,000 validity floor
Return on invested capitalnot computable10.0%
one or more required annual facts are missing
Accruals rationot computable(5.9%)
average assets must exceed the $100,000 validity floor
Gross margin stability, five yearsnot computable2.2 pts
five annual gross margins are required; found 3
Solvency
Twelve-month failure probabilitynot computable0.04%
four consecutive discrete net-income quarters are required; found 4
Altman Z double-primenot computable2.05
one or more required annual facts are missing
Net debt to EBITDAnot computable2.52x
one or more required annual facts are missing
Interest coveragenot computable2.18x
one or more required annual facts are missing
Current rationot computable1.32x
current liabilities must exceed $100,000
Growth and financing, sleeve percentile 99.8
Revenue growth, three-year compoundnot computable5.1%
four annual observations are required; found 3
Free cash flow growth, three-year compoundnot computable8.7%
four consecutive annual FCF observations are required; found 1
Reinvestment ratenot computable11.9%
one or more required annual facts are missing
Asset growth, three years(49.7%)[1,3-5]4.1%99.84382025-12-31
Net share issuance, one yearnot computable(0.4%)
raw and split-adjusted prices do not align at 2025-12-31

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Among 336 Peers [top]

What the Price Implies [top]

Market measures at the 2026-10-09 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest monthnot computable2.0%missing required 12-1 monthly returns: 2026-08, 2026-07, 2026-06, 2026-05, 2026-04, 2026-03, 2026-02, 2026-01, 2025-12, 2025-11, 2025-10
Distance from 52-week highnot computable(26.8%)need at least 20 price observations; found 0
EBIT to enterprise valuenot computable4.4%required accounting or market input is missing
Free cash flow yieldnot computable4.1%required accounting or market input is missing
Book value to pricenot computable0.34required accounting or market input is missing
Sales to pricenot computable0.70required accounting or market input is missing
Composite equity issuance, five yearsnot computable(8.8%)required accounting or market input is missing
Relative strength against the sector, log excess returnnot computable(0.13)missing required 12-1 monthly returns: 2026-08, 2026-07, 2026-06, 2026-05, 2026-04, 2026-03, 2026-02, 2026-01, 2025-12, 2025-11, 2025-10

Inputs: free cash flow -$296,217; book equity -$106,240; sales $24,000; cash $11,220[6].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: None of 9, period end 2025-12-31
Return on assets above zeron/a[3,7]
Operating cash flow above zero-$491,306✗ fail[8]
Return on assets improvedn/a[3-4,7,9]
Operating cash flow exceeds net income$352,854✓ pass[7-8]
Long-term leverage felln/a[1,3-4]
Current ratio improvedn/a[10-12]
No new shares issuedn/a[6,13]
Gross margin improvedn/a[2,14]
Asset turnover improvedn/a[2-4]
Cash, filings, liquidity
Cash and equivalents$11,220[15]
Operating cash flow, four quarters-$491,306[8,15-18]
Months of runwaynot finite
cash must be at least $100,000
Late filings, two years4
NT 10-K or NT 10-Q
Days since last periodic filing176
10-K received Apr 16, 2026
Median daily dollar volumen/a
63 sessions
Days since newest grade input176

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$15,8402025-12-312026-04-1610-Kfiling · viewer · series
2revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$24,0002024-12-312026-04-1610-Kfiling · viewer · series
3assetsus-gaap:Assets$8,2722024-12-312026-04-1610-Kfiling · viewer · series
4assetsus-gaap:Assets$4962023-12-312025-05-0510-Kfiling · viewer · series
5assetsus-gaap:Assets$124,1312022-12-312024-04-0810-Kfiling · viewer · series
6shares outstandingdei:EntityCommonStockSharesOutstanding65,680,5002025-12-312026-04-1610-Kfiling · viewer · series
7net incomeus-gaap:NetIncomeLoss-$844,1602025-12-312026-04-1610-Kfiling · viewer · series
8operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$491,3062025-12-312026-04-1610-Kfiling · viewer · series
9net incomeus-gaap:NetIncomeLoss$68,5192024-12-312026-04-1610-Kfiling · viewer · series
10current liabilitiesus-gaap:LiabilitiesCurrent$122,0802025-12-312026-04-1610-Kfiling · viewer · series
11current assetsus-gaap:AssetsCurrent$8,2712024-12-312025-05-0510-Kfiling · viewer · series
12current liabilitiesus-gaap:LiabilitiesCurrent$76,8332024-12-312026-04-1610-Kfiling · viewer · series
13shares outstandingdei:EntityCommonStockSharesOutstanding57,680,5002024-12-312025-05-0510-Kfiling · viewer · series
14gross profitus-gaap:GrossProfit$24,0002024-12-312026-04-1610-Kfiling · viewer · series
15cashus-gaap:CashAndCashEquivalentsAtCarryingValue$11,2202025-12-312026-04-1610-Kfiling · viewer · series
16operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$479,6442025-09-302025-11-1410-Qfiling · viewer · series
17operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$402,2912025-06-302025-08-1210-Qfiling · viewer · series
18operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$482025-03-312025-05-2010-Qfiling · viewer · series

Limitations [top]

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.