Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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Genpact Ltd.G · other
GradeBullAstrongest fifth of 336 graded peers; percentile 9.9, sampling error 2.6 points; lower is stronger
Rank34 of 336
ProfitabilityBpercentile 30.5
SolvencyBpercentile 27.6
Growth and financingB/Cpercentile 39.1
Reliability0.94 AUCfailure model, filers with over $2.67B assets; 95% interval 0.88 to 0.97; 61 events, 2020 to 2025
Peer failure rate0.52% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size bandover $2.67B assetstotal assets $5.8B[1]
Standard universeinsiderevenue above $1M and assets above $10M[1-2]
Warningsnone active
Inputs computable14 of 14
Graded fromfilings received through Feb 26, 2026225 days before the rescan; every figure keyed to the SEC receipt date
Last close$34.682026-10-08; market equity $5.8B; iex feed
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history
$30$40$50NovDecJanFebMarAprMayJunJulAugSepOctA$34.67
ABCDE20132014201520162017201820192020202120222023202420252026

Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Jan 21, 2012nonen/aQ4
Mar 21, 2012D/E80.3Q4
Jun 21, 2012E84.2Q4
Jul 21, 2012D/E83.7Q4
Aug 21, 2012E84.1Q4
Nov 21, 2012D/E83.6Q4
Dec 21, 2012E84.8Q4
Mar 21, 2013A10.6Q4
Mar 21, 2014A11.0Q5
Mar 21, 2015C44.7Q5
May 21, 2015B/C42.8Q5
Jun 21, 2015C44.2Q5
Jul 21, 2015B/C43.5Q5
Mar 21, 2017C50.0Q5
Feb 21, 2019B/C40.1Q5
Mar 21, 2019D72.5Q5
Mar 21, 2020B36.0Q5
Mar 21, 2021B/C42.8Q5
Apr 21, 2021C45.1Q5
Feb 21, 2022B/C43.1Q5
Mar 21, 2022A/B22.2Q5
Jul 21, 2022B23.6Q5
Aug 21, 2022A/B22.6Q5
Dec 21, 2022B23.9Q5
Mar 21, 2025A11.8Q5

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Feb 26, 2026; the document on sec.gov.

Genpact is an agentic and advanced technology solutions company recognized for its deep industry knowledge, process intelligence and last mile expertise. With decades of client trust and a strong partner ecosystem, we provide innovative solutions that transform how businesses run. Powered by a team with an active learning mindset and client centricity at its core, we deliver lasting value for the world's leading enterprises. We have over 146,500 employees and serve clients from more than 35 countries around the world. Our 2025 total net revenues were $5.1 billion. Genpact was established more than 25 years ago as the global capability center for the General Electric Company (“GE”).

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability, sleeve percentile 30.5
Gross profitability31.3%[1,3]27.1%41.32892025-12-31
Return on invested capital18.3%[4-12]10.0%22.71512025-12-31
Accruals ratio(4.8%)[1,13-15](5.9%)57.05062025-12-31
Gross margin stability, five years0.3 pts[2-3,16-23]2.2 pts1.02042025-12-31
Solvency, sleeve percentile 27.6
Twelve-month failure probability0.03%0.04%34.1452026-06-30
Altman Z double-prime3.63[1,4,8,24-27]2.0524.73862025-12-31
Net debt to EBITDA0.84x[4,7,9,28]2.52x24.01842025-12-31
Interest coverage10.20x[4,29]2.18x19.5882025-12-31
Current ratio1.66x[24-25]1.32x35.45062025-12-31
Growth and financing, sleeve percentile 39.1
Revenue growth, three-year compound5.1%[2,17,19,21]5.1%47.04032025-12-31
Free cash flow growth, three-year compound23.2%[14,30-36]8.7%28.82202025-12-31
Reinvestment rate(9.7%)[4-6,24-25,28,30,37-38]11.9%62.41902025-12-31
Asset growth, three years8.4%[1,15,39-40]4.1%31.64382025-12-31
Net share issuance, one year(3.3%)[41-42](0.4%)25.63562026-02-24

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite -0.377; sampling error 2.6 percentile points on 336 peers.

Among 336 Peers [top]

ABCDESCCO, Southern Copper; A, percentile 8.7; market equity $165.7BSCCOPWR, Quanta Services, Inc.; B, percentile 32.2; market equity $103.0BPWRNFLX, Netflix Inc.; B, percentile 35.5; market equity $298.0BNFLXUBER, Uber Technologies, Inc.; C, percentile 44.8; market equity $143.5BUBERUNP, Union Pacific Corp.; C, percentile 53.7; market equity $165.3BUNPDIS, Walt Disney Co.; D, percentile 64.2; market equity $184.8BDISG 9.9strongerweaker

Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.

RankCompanyPercentileLetterWarnings
29Moodys Corp. (MCO)

Moodys Corp. (MCO)

Astrongest fifth; percentile 8.4

NYSE · Services-Consumer Credit Reporting, Collection Agencies

market equity $79.4B; last close $458.62

No active warnings; 11 of 14 inputs

8.4A
30Southern Copper (SCCO)

Southern Copper (SCCO)

Astrongest fifth; percentile 8.7

NYSE · Metal Mining

market equity $165.7B; last close $198.72

No active warnings; 11 of 14 inputs

8.7A
31Legacy Education Inc. (LGCY)

Legacy Education Inc. (LGCY)

Astrongest fifth; percentile 9.0

NYSE · Services-Educational Services

market equity $129.4M; last close $10.04

Warnings: fortress balance sheet; 7 of 14 inputs

9.0Afortress balance sheet
32Installed Building Products, Inc. (IBP)

Installed Building Products, Inc. (IBP)

Astrongest fifth; percentile 9.3

NYSE · General Bldg Contractors - Residential Bldgs

market equity $5.0B; last close $187.79

No active warnings; 12 of 14 inputs

9.3A
33Hackett Group, Inc. (HCKT)

Hackett Group, Inc. (HCKT)

Astrongest fifth; percentile 9.6

Nasdaq · Services-Management Consulting Services

market equity $273.2M; last close $10.99

Warnings: fortress balance sheet; 11 of 14 inputs

9.6Afortress balance sheet
34Genpact Ltd. (G)

Genpact Ltd. (G)

Astrongest fifth; percentile 9.9

NYSE · Services-Management Consulting Services

market equity $5.8B; last close $34.68

No active warnings; 14 of 14 inputs

9.9A
35Mastech Digital, Inc. (MHH)

Mastech Digital, Inc. (MHH)

Astrongest fifth; percentile 10.1

NYSE · Services-Management Consulting Services

market equity $80.0M; last close $7.19

No active warnings; 9 of 14 inputs

10.1A
36Hecla Mining (HL)

Hecla Mining (HL)

Astrongest fifth; percentile 10.6

NYSE · Mining & Quarrying of Nonmetallic Minerals (No Fuels)

last close $16.73

No active warnings; 9 of 14 inputs

10.6A
37Hecla Mining (HL-PB)

Hecla Mining (HL-PB)

Astrongest fifth; percentile 10.6

NYSE · Mining & Quarrying of Nonmetallic Minerals (No Fuels)

No active warnings; 9 of 14 inputs

10.6A
38Kforce Inc. (KFRC)

Kforce Inc. (KFRC)

Astrongest fifth; percentile 11.0

NYSE · Services-Help Supply Services

market equity $937.5M; last close $52.08

No active warnings; 10 of 14 inputs

11.0A
39Gartner Inc. (IT)

Gartner Inc. (IT)

Astrongest fifth; percentile 11.3

NYSE · Services-Management Services

market equity $12.3B; last close $195.38

No active warnings; 8 of 14 inputs

11.3A
Peer policyLetterPercentilePeers
all graded filers, equal sleevesA9.42204
sector peers, equal sleeves (the grade)A9.9336
same exchange, equal sleevesA7.4984
sector peers, equal inputsA9.3336

Each letter is one fifth of the 336 graded peers, about 67 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.

What the Price Implies [top]

Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest month(8.5%)2.0%40hotter than 40 of 100 peers
Distance from 52-week high(28.5%)(26.8%)46closer to its high than 46 of 100 peers
EBIT to enterprise value11.6%4.4%93pricier than 7 of 100 peers
Free cash flow yield12.6%4.1%88pricier than 12 of 100 peers
Book value to price0.450.3463pricier than 37 of 100 peers
Sales to price0.870.7056pricier than 44 of 100 peers
Composite equity issuance, five years(19.0%)(8.8%)32more equity-funded than 32 of 100 peers
Relative strength against the sector, log excess return(0.24)(0.13)40ahead of 40 of 100 peers

Inputs: market equity $5.8B; EBIT $750.2M; free cash flow $734.7M; book equity $2.6B; sales $5.1B; debt $1.2B; cash $517.4M[43].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: 8 of 9, period end 2025-12-31
Return on assets above zero11.1%✓ pass[13,15]
Operating cash flow above zero$812.9M✓ pass[14]
Return on assets improved0.4 pts✓ pass[13,15,39,44]
Operating cash flow exceeds net income$260.4M✓ pass[13-14]
Long-term leverage fell(2.9 pts)✓ pass[1,15,39,45-46]
Current ratio improved(50.1 pts)✗ fail[24-25,37-38]
No new shares issued(3.3%)✓ pass[41-42]
Gross margin improved0.6 pts✓ pass[2-3,16-17]
Asset turnover improved2.7 pts✓ pass[2,15,17,39]
Cash, filings, liquidity
Cash and equivalents$517.4M[47]
Operating cash flow, four quarters$644.0M[14,47-51]
Months of runwaynot finite
trailing operating cash flow is nonnegative, so runway is not finite
Late filings, two years0
NT 10-K or NT 10-Q
Days since last periodic filing63
10-Q received Aug 7, 2026
Median daily dollar volume$66.3M
63 sessions
Days since newest grade input225

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$5.8B2025-12-312026-02-2610-Kfiling · viewer · series
2revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$5.1B2025-12-312026-02-2610-Kfiling · viewer · series
3gross profitus-gaap:GrossProfit$1.8B2025-12-312026-02-2610-Kfiling · viewer · series
4operating incomeus-gaap:OperatingIncomeLoss$750.2M2025-12-312026-02-2610-Kfiling · viewer · series
5pretax incomeus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest$730.1M2025-12-312026-02-2610-Kfiling · viewer · series
6income taxus-gaap:IncomeTaxExpenseBenefit$177.7M2025-12-312026-02-2610-Kfiling · viewer · series
7total debtus-gaap:LongTermDebt$1.5B2025-12-312026-02-2610-Kfiling · viewer · series
8book equityus-gaap:StockholdersEquity$2.5B2025-12-312026-02-2610-Kfiling · viewer · series
9cashus-gaap:CashAndCashEquivalentsAtCarryingValue$853.8M2025-12-312026-02-2610-Kfiling · viewer · series
10total debtus-gaap:LongTermDebt$1.2B2024-12-312026-02-2610-Kfiling · viewer · series
11book equityus-gaap:StockholdersEquity$2.4B2024-12-312026-02-2610-Kfiling · viewer · series
12cashus-gaap:CashAndCashEquivalentsAtCarryingValue$648.2M2024-12-312026-02-2610-Kfiling · viewer · series
13net incomeus-gaap:NetIncomeLoss$552.5M2025-12-312026-02-2610-Kfiling · viewer · series
14operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$812.9M2025-12-312026-02-2610-Kfiling · viewer · series
15assetsus-gaap:Assets$5.0B2024-12-312026-02-2610-Kfiling · viewer · series
16gross profitus-gaap:GrossProfit$1.7B2024-12-312026-02-2610-Kfiling · viewer · series
17revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$4.8B2024-12-312026-02-2610-Kfiling · viewer · series
18gross profitus-gaap:GrossProfit$1.6B2023-12-312026-02-2610-Kfiling · viewer · series
19revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$4.5B2023-12-312026-02-2610-Kfiling · viewer · series
20gross profitus-gaap:GrossProfit$1.5B2022-12-312025-03-0310-Kfiling · viewer · series
21revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$4.4B2022-12-312025-03-0310-Kfiling · viewer · series
22gross profitus-gaap:GrossProfit$1.4B2021-12-312024-02-2910-Kfiling · viewer · series
23revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$4.0B2021-12-312024-02-2910-Kfiling · viewer · series
24current assetsus-gaap:AssetsCurrent$2.7B2025-12-312026-02-2610-Kfiling · viewer · series
25current liabilitiesus-gaap:LiabilitiesCurrent$1.6B2025-12-312026-02-2610-Kfiling · viewer · series
26retained earningsus-gaap:RetainedEarningsAccumulatedDeficit$1.4B2025-12-312026-02-2610-Kfiling · viewer · series
27liabilitiesus-gaap:Liabilities$3.3B2025-12-312026-02-2610-Kfiling · viewer · series
28depreciation amortizationus-gaap:Depreciation$70.7M2025-12-312026-02-2610-Kfiling · viewer · series
29interest expenseus-gaap:InterestAndDebtExpense$73.5M2025-12-312026-02-2610-Kfiling · viewer · series
30capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$78.2M2025-12-312026-02-2610-Kfiling · viewer · series
31operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$615.4M2024-12-312026-02-2610-Kfiling · viewer · series
32capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$82.8M2024-12-312026-02-2610-Kfiling · viewer · series
33operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$490.8M2023-12-312026-02-2610-Kfiling · viewer · series
34capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$55.4M2023-12-312026-02-2610-Kfiling · viewer · series
35operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$443.7M2022-12-312025-03-0310-Kfiling · viewer · series
36capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$50.6M2022-12-312025-03-0310-Kfiling · viewer · series
37current assetsus-gaap:AssetsCurrent$2.1B2024-12-312026-02-2610-Kfiling · viewer · series
38current liabilitiesus-gaap:LiabilitiesCurrent$963.7M2024-12-312026-02-2610-Kfiling · viewer · series
39assetsus-gaap:Assets$4.8B2023-12-312025-03-0310-Kfiling · viewer · series
40assetsus-gaap:Assets$4.6B2022-12-312024-02-2910-Kfiling · viewer · series
41shares outstandingdei:EntityCommonStockSharesOutstanding169,863,7952026-02-242026-02-2610-Kfiling · viewer · series
42shares outstandingdei:EntityCommonStockSharesOutstanding175,669,3642025-02-202025-03-0310-Kfiling · viewer · series
43shares outstandingdei:EntityCommonStockSharesOutstanding168,034,4072026-08-042026-08-0710-Qfiling · viewer · series
44net incomeus-gaap:NetIncomeLoss$513.7M2024-12-312026-02-2610-Kfiling · viewer · series
45long term debtus-gaap:LongTermDebtNoncurrent$1.2B2025-12-312026-02-2610-Kfiling · viewer · series
46long term debtus-gaap:LongTermDebtNoncurrent$1.2B2024-12-312026-02-2610-Kfiling · viewer · series
47cashus-gaap:CashAndCashEquivalentsAtCarryingValue$517.4M2026-06-302026-08-0710-Qfiling · viewer · series
48operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$48.9M2026-06-302026-08-0710-Qfiling · viewer · series
49operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$23.5M2026-03-312026-05-0810-Qfiling · viewer · series
50operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$526.2M2025-09-302025-11-0710-Qfiling · viewer · series
51operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$217.8M2025-06-302026-08-0710-Qfiling · viewer · series

Limitations [top]

Grade boundary. Percentile 9.9 is 10.1 points from the nearest band edge; sampling error is 2.6 points.

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.