Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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1stdibs.com, Inc.DIBS · shops
GradeSlothDfourth fifth of 258 graded peers; percentile 63.8, sampling error 2.9 points; lower is stronger
Rank165 of 258
ProfitabilityB/Cpercentile 42.5
SolvencyCpercentile 44.2
Growth and financingD/Epercentile 79.8
Reliability0.87 AUCfailure model, filers with $120M to $591M assets; 95% interval 0.83 to 0.90; 206 events, 2020 to 2025
Peer failure rate1.03% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size band$120M to $591M assetstotal assets $132.1M[1]
Standard universeinsiderevenue above $1M and assets above $10M[1-2]
Warningsnone activenot computable: distress, fortress balance sheet
Inputs computable8 of 14
Graded fromfilings received through Feb 27, 2026224 days before the rescan; every figure keyed to the SEC receipt date
Last close$3.952026-10-08; market equity $132.8M; iex feed
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history
$4$6NovDecJanFebMarAprMayJunJulAugSepOctB/CBD$3.94
ABCDE20132014201520162017201820192020202120222023202420252026

Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Jan 21, 2012nonen/a
Mar 21, 2022nonen/aQ3
Mar 21, 2025C46.3Q3
Apr 21, 2025B/C39.7Q3
Feb 21, 2026B36.0Q3
Mar 21, 2026D65.6Q3

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Feb 27, 2026; the document on sec.gov.

We are one of the world’s leading online marketplaces for connecting design lovers with many of the best sellers and makers of vintage, antique, and contemporary furniture, home décor, jewelry, watches, art, and fashion. We believe we are a leading online marketplace for these luxury design items based on the aggregate number of listings on our online marketplace and our Gross Merchandise Value (“GMV”). Our sellers, who undergo an evaluation by our in-house experts to vet the quality of their inventory, in-depth marketing content, and custom-built technology platform create trust in our brand and facilitate high-consideration purchases of luxury design items online.

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability, sleeve percentile 42.5
Gross profitability49.5%[1,3]42.6%38.62422025-12-31
Return on invested capitalnot computable10.9%
one or more required annual facts are missing
Accruals ratio(8.1%)[1,4-6](4.9%)31.12872025-12-31
Gross margin stability, five years1.6 pts[2-3,7-14]1.2 pts57.82192025-12-31
Solvency, sleeve percentile 44.2
Twelve-month failure probabilitynot computable0.04%
latest liabilities, cash plus short-term investments, book equity, and shares are required
Altman Z double-prime(3.08)[1,15-20]1.9281.62082025-12-31
Net debt to EBITDAnot computable1.84x
one or more required annual facts are missing
Interest coveragenot computable2.26x
interest expense must exceed $100,000
Current ratio4.20x[15-16]1.37x6.82952025-12-31
Growth and financing, sleeve percentile 79.8
Revenue growth, three-year compound(2.6%)[2,8,10,12]1.5%67.52692025-12-31
Free cash flow growth, three-year compoundnot computable5.6%
current FCF must be positive and base FCF must exceed $100,000
Reinvestment ratenot computable7.3%
pretax income must exceed the validity floor and imply a 0%-100% tax rate
Asset growth, three years(12.3%)[1,6,21-22]3.4%88.62722025-12-31
Net share issuance, one year2.2%[23-24](0.6%)83.32112026-02-20

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite 0.123; sampling error 2.9 percentile points on 258 peers.

Among 258 Peers [top]

ABCDECOST, Costco Wholesale Corp.; A, percentile 4.7; market equity $420.1B; warnings: fortress balance sheetCOSTAMZN, Amazon COM Inc.; A/B, percentile 20.2; market equity $2.7T; warnings: fortress balance sheetAMZNHD, Home Depot, Inc.; B, percentile 32.3; market equity $294.8BHDTJX, TJX Companies Inc.; C, percentile 43.6; market equity $152.6BTJXWMT, Walmart Inc.; C, percentile 52.9; market equity $877.2BWMTMCD, Mcdonalds Corp.; D, percentile 63.4; market equity $167.6BMCDDIBS 63.8strongerweaker

Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.

RankCompanyPercentileLetterWarnings
160MGP Ingredients Inc. (MGPI)

MGP Ingredients Inc. (MGPI)

C/Don the C/D boundary; percentile 61.9

Nasdaq · Wholesale-Beer, Wine & Distilled Alcoholic Beverages

market equity $294.3M; last close $13.76

No active warnings; 10 of 14 inputs

61.9C/D
161Marinemax Inc. (HZO)

Marinemax Inc. (HZO)

C/Don the C/D boundary; percentile 62.3

NYSE · Retail-Auto & Home Supply Stores

market equity $1.2B; last close $52.43

No active warnings; 13 of 14 inputs

62.3C/D
162CarParts.com, Inc. (PRTS)

CarParts.com, Inc. (PRTS)

C/Don the C/D boundary; percentile 62.6

Nasdaq · Retail-Auto & Home Supply Stores

market equity $69.3M; last close $8.47

No active warnings; 8 of 14 inputs

62.6C/D
163Asbury Automotive Group Inc. (ABG)

Asbury Automotive Group Inc. (ABG)

Dfourth fifth; percentile 63.0

NYSE · Retail-Auto Dealers & Gasoline Stations

market equity $3.0B; last close $168.19

No active warnings; 7 of 14 inputs

63.0D
164Mcdonalds Corp. (MCD)

Mcdonalds Corp. (MCD)

Dfourth fifth; percentile 63.4

NYSE · Retail-Eating Places

market equity $167.6B; last close $236.87

No active warnings; 8 of 14 inputs

63.4D
1651stdibs.com, Inc. (DIBS)

1stdibs.com, Inc. (DIBS)

Dfourth fifth; percentile 63.8

Nasdaq · Retail-Catalog & Mail-Order Houses

market equity $132.4M; last close $3.95

No active warnings; 8 of 14 inputs

63.8D
166Duluth Holdings Inc. (DLTH)

Duluth Holdings Inc. (DLTH)

Dfourth fifth; percentile 64.2

Nasdaq · Retail-Apparel & Accessory Stores

last close $4.00

No active warnings; 8 of 14 inputs

64.2D
167NU Skin Enterprises, Inc. (NUS)

NU Skin Enterprises, Inc. (NUS)

Dfourth fifth; percentile 64.6

NYSE · Wholesale-Drugs, Proprietaries & Druggists' Sundries

market equity $232.2M; last close $4.76

Warnings: distress, fortress balance sheet; 11 of 14 inputs

64.6Ddistress, fortress balance sheet
168A.K.A. Brands Holding Corp. (AKA)

A.K.A. Brands Holding Corp. (AKA)

Dfourth fifth; percentile 65.0

NYSE · Retail-Catalog & Mail-Order Houses

market equity $118.2M; last close $10.50

No active warnings; 8 of 14 inputs

65.0D
169O Reilly Automotive Inc. (ORLY)

O Reilly Automotive Inc. (ORLY)

Dfourth fifth; percentile 65.4

Nasdaq · Retail-Auto & Home Supply Stores

market equity $69.6B; last close $86.00

No active warnings; 9 of 14 inputs

65.4D
170AerSale Corp. (ASLE)

AerSale Corp. (ASLE)

Dfourth fifth; percentile 65.8

Nasdaq · Wholesale-Machinery, Equipment & Supplies

market equity $260.7M; last close $4.92

Warnings: short runway, fortress balance sheet; 10 of 14 inputs

65.8Dshort runway, fortress balance sheet
Peer policyLetterPercentilePeers
all graded filers, equal sleevesC53.52204
sector peers, equal sleeves (the grade)D63.8258
same exchange, equal sleevesC49.31219
sector peers, equal inputsD69.3258

Each letter is one fifth of the 258 graded peers, about 51 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.

What the Price Implies [top]

Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest month68.7%(0.1%)92hotter than 92 of 100 peers
Distance from 52-week high(38.7%)(24.1%)29closer to its high than 29 of 100 peers
EBIT to enterprise valuenot computable5.3%required accounting or market input is missing
Free cash flow yield(2.4%)4.2%17pricier than 83 of 100 peers
Book value to price0.560.3663pricier than 37 of 100 peers
Sales to price0.681.7522pricier than 78 of 100 peers
Composite equity issuance, five yearsnot computable(16.7%)a share count from five years earlier is required
Relative strength against the sector, log excess return0.550.0292ahead of 92 of 100 peers

Inputs: market equity $132.4M; EBIT -$19.0M; free cash flow -$3.2M; book equity $73.7M; sales $89.6M; cash $18.9M[25].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: None of 9, period end 2025-12-31
Return on assets above zero(9.4%)✗ fail[4,6]
Operating cash flow above zero-$2.4M✗ fail[5]
Return on assets improved0.9 pts✓ pass[4,6,21,26]
Operating cash flow exceeds net income$11.2M✓ pass[4-5]
Long-term leverage felln/a[1,6,21]
Current ratio improved26.4 pts✓ pass[15-16,27-28]
No new shares issued2.2%✗ fail[23-24]
Gross margin improved1.2 pts✓ pass[2-3,7-8]
Asset turnover improved12.7 pts✓ pass[2,6,8,21]
Cash, filings, liquidity
Cash and equivalents$18.9M[29]
Operating cash flow, four quarters-$899,000[5,29-33]
Months of runway251.9
Late filings, two years0
NT 10-K or NT 10-Q
Days since last periodic filing65
10-Q received Aug 5, 2026
Median daily dollar volume$364,339
63 sessions
Days since newest grade input224

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$132.1M2025-12-312026-02-2710-Kfiling · viewer · series
2revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$89.6M2025-12-312026-02-2710-Kfiling · viewer · series
3gross profitus-gaap:GrossProfit$65.4M2025-12-312026-02-2710-Kfiling · viewer · series
4net incomeus-gaap:NetIncomeLoss-$13.7M2025-12-312026-02-2710-Kfiling · viewer · series
5operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$2.4M2025-12-312026-02-2710-Kfiling · viewer · series
6assetsus-gaap:Assets$145.8M2024-12-312026-02-2710-Kfiling · viewer · series
7gross profitus-gaap:GrossProfit$63.4M2024-12-312026-02-2710-Kfiling · viewer · series
8revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$88.3M2024-12-312026-02-2710-Kfiling · viewer · series
9gross profitus-gaap:GrossProfit$59.6M2023-12-312026-02-2710-Kfiling · viewer · series
10revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$84.7M2023-12-312026-02-2710-Kfiling · viewer · series
11gross profitus-gaap:GrossProfit$67.2M2022-12-312025-03-0310-Kfiling · viewer · series
12revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$96.8M2022-12-312025-03-0310-Kfiling · viewer · series
13gross profitus-gaap:GrossProfit$70.6M2021-12-312024-02-2910-Kfiling · viewer · series
14revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$102.7M2021-12-312024-02-2910-Kfiling · viewer · series
15current assetsus-gaap:AssetsCurrent$102.3M2025-12-312026-02-2710-Kfiling · viewer · series
16current liabilitiesus-gaap:LiabilitiesCurrent$24.4M2025-12-312026-02-2710-Kfiling · viewer · series
17retained earningsus-gaap:RetainedEarningsAccumulatedDeficit-$346.0M2025-12-312026-02-2710-Kfiling · viewer · series
18operating incomeus-gaap:OperatingIncomeLoss-$19.0M2025-12-312026-02-2710-Kfiling · viewer · series
19book equityus-gaap:StockholdersEquity$93.6M2025-12-312026-02-2710-Kfiling · viewer · series
20liabilitiesus-gaap:Liabilities$38.5M2025-12-312026-02-2710-Kfiling · viewer · series
21assetsus-gaap:Assets$180.8M2023-12-312025-03-0310-Kfiling · viewer · series
22assetsus-gaap:Assets$195.8M2022-12-312024-02-2910-Kfiling · viewer · series
23shares outstandingdei:EntityCommonStockSharesOutstanding36,192,1042026-02-202026-02-2710-Kfiling · viewer · series
24shares outstandingdei:EntityCommonStockSharesOutstanding35,402,4312025-02-242025-03-0310-Kfiling · viewer · series
25shares outstandingdei:EntityCommonStockSharesOutstanding33,615,2932026-07-312026-08-0510-Qfiling · viewer · series
26net incomeus-gaap:NetIncomeLoss-$18.6M2024-12-312026-02-2710-Kfiling · viewer · series
27current assetsus-gaap:AssetsCurrent$111.9M2024-12-312026-02-2710-Kfiling · viewer · series
28current liabilitiesus-gaap:LiabilitiesCurrent$28.5M2024-12-312026-02-2710-Kfiling · viewer · series
29cashus-gaap:CashAndCashEquivalentsAtCarryingValue$18.9M2026-06-302026-08-0510-Qfiling · viewer · series
30operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$3.7M2026-06-302026-08-0510-Qfiling · viewer · series
31operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$1.1M2026-03-312026-05-0810-Qfiling · viewer · series
32operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$6.7M2025-09-302025-11-0710-Qfiling · viewer · series
33operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$5.2M2025-06-302026-08-0510-Qfiling · viewer · series

Limitations [top]

Grade boundary. Percentile 63.8 is 3.8 points from the nearest band edge; sampling error is 2.9 points.

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.