Assay
Financial-condition grades for SEC filers
Company Report · as of Oct 9, 2026
|
| General Motors Co.GM · consumer durables | |
|---|---|
| Grade |  Bsecond fifth of 460 graded peers; percentile 25.9, sampling error 2.3 points; lower is stronger |
| Rank | 116 of 460 |
| Profitability | Bpercentile 29.8 |
| Solvency | Dpercentile 62.4 |
| Growth and financing | Bpercentile 29.6 |
| Reliability | 0.94 AUCfailure model, filers with over $2.67B assets; 95% interval 0.88 to 0.97; 61 events, 2020 to 2025 |
| Peer failure rate | 0.52% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025 |
| Size band | over $2.67B assetstotal assets $281.3B[1] |
| Standard universe | insiderevenue above $1M and assets above $10M[1-2] |
| Warnings | none activenot computable: distress, fortress balance sheet |
| Inputs computable | 8 of 14 |
| Graded from | filings received through Jan 27, 2026255 days before the rescan; every figure keyed to the SEC receipt date |
| Last close | $82.262026-10-08; market equity $72.2B; iex feed |
| Price used in grade | None |
| Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history | ||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date. Open this report as it stood on | ||||||||||||||||||||||||||||||||||||||||
Each date opens the report as it stood on that rescan. |
Business, in the company's words. Opening of Item 1 of the 10-K received Jan 27, 2026; the document on sec.gov.
for further information on regulatory and environmental requirements. There are limits on our ability to achieve fuel economy improvements over a given time frame, primarily relating to the cost and effectiveness of available technologies, lack of sufficient consumer acceptance of new technologies and of changes in vehicle mix, lack of willingness of consumers to absorb the additional costs of new technologies, the appropriateness (or lack thereof) of certain technologies for use in particular vehicles, the widespread availability (or lack thereof) of supporting infrastructure for new technologies, especially with respect to EVs, the availability (or lack thereof) of the raw materials and...
The Fourteen Inputs [top]
Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.
| Input | Percentile, 0 to 100 | Value | Source | Peer median | Percentile | Peers | Period end |
|---|---|---|---|---|---|---|---|
| Profitability, sleeve percentile 29.8 | |||||||
| Gross profitability | not computable | 34.4% | |||||
| latest aligned inputs end 2021-12-31; latest annual assets end 2025-12-31 | |||||||
| Return on invested capital | not computable | 8.9% | |||||
| one or more required annual facts are missing | |||||||
| Accruals ratio | (8.6%) | [1,3-5] | (5.1%) | 29.8 | 525 | 2025-12-31 | |
| Gross margin stability, five years | not computable | 1.7 pts | |||||
| latest aligned inputs end 2021-12-31; latest annual assets end 2025-12-31 | |||||||
| Solvency, sleeve percentile 62.4 | |||||||
| Twelve-month failure probability | not computable | 0.04% | |||||
| latest liabilities, cash plus short-term investments, book equity, and shares are required | |||||||
| Altman Z double-prime | 1.32 | [1,6-11] | 2.11 | 56.9 | 402 | 2025-12-31 | |
| Net debt to EBITDA | not computable | 2.11x | |||||
| one or more required annual facts are missing | |||||||
| Interest coverage | not computable | 2.57x | |||||
| latest aligned inputs end 2020-12-31; latest annual assets end 2025-12-31 | |||||||
| Current ratio | 1.17x | [6-7] | 1.55x | 68.0 | 541 | 2025-12-31 | |
| Growth and financing, sleeve percentile 29.6 | |||||||
| Revenue growth, three-year compound | 5.3% | [2,12-14] | 1.4% | 29.9 | 482 | 2025-12-31 | |
| Free cash flow growth, three-year compound | 37.2% | [4,15-21] | 8.3% | 19.7 | 250 | 2025-12-31 | |
| Reinvestment rate | 18.0% | [6-7,9,15,22-26] | 12.0% | 48.1 | 265 | 2025-12-31 | |
| Asset growth, three years | 2.1% | [1,5,27-28] | 2.0% | 46.3 | 487 | 2025-12-31 | |
| Net share issuance, one year | (9.1%) | [29-30] | (0.3%) | 3.9 | 382 | 2026-01-15 | |
Gross profitability. Revenue less cost of goods sold, over total assets.
Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.
Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.
Twelve-month failure probability. CHS model; lower is stronger.
Net debt to EBITDA. Lower is stronger.
Net share issuance, one year. Split-adjusted; lower is stronger.
Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite -0.223; sampling error 2.3 percentile points on 460 peers.
Among 460 Peers [top]
Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.
| Rank | Company | Percentile | Letter | Warnings |
|---|---|---|---|---|
| 111 | Autoliv Inc. (ALV) Autoliv Inc. (ALV) Bsecond fifth; percentile 25.1 NYSE · Motor Vehicle Parts & Accessories market equity $8.1B; last close $111.00 No active warnings; 10 of 14 inputs | 25.1 | B | |
| 112 | Tapestry, Inc. (TPR) Tapestry, Inc. (TPR) Bsecond fifth; percentile 25.2 NYSE · Leather & Leather Products market equity $23.1B; last close $115.77 No active warnings; 13 of 14 inputs | 25.2 | B | |
| 113 | Standard Motor Products, Inc. (SMP) Standard Motor Products, Inc. (SMP) Bsecond fifth; percentile 25.3 NYSE · Motor Vehicle Parts & Accessories market equity $828.6M; last close $37.05 No active warnings; 9 of 14 inputs | 25.3 | B | |
| 114 | GameStop Corp. (GME) GameStop Corp. (GME) Bsecond fifth; percentile 25.5 NYSE · Retail-Computer & Computer Software Stores last close $25.27 Warnings: fortress balance sheet; 9 of 14 inputs | 25.5 | B | fortress balance sheet |
| 115 | GameStop Corp. (GME-WT) GameStop Corp. (GME-WT) Bsecond fifth; percentile 25.5 NYSE · Retail-Computer & Computer Software Stores Warnings: fortress balance sheet; 9 of 14 inputs | 25.5 | B | fortress balance sheet |
| 116 | General Motors Co. (GM) General Motors Co. (GM) Bsecond fifth; percentile 25.9 NYSE · Motor Vehicles & Passenger Car Bodies market equity $72.2B; last close $82.26 No active warnings; 8 of 14 inputs | 25.9 | B | |
| 117 | Mission Produce, Inc. (AVO) Mission Produce, Inc. (AVO) Bsecond fifth; percentile 26.0 Nasdaq · Agricultural Services market equity $1.0B; last close $11.79 No active warnings; 11 of 14 inputs | 26.0 | B | |
| 118 | ONE Group Hospitality, Inc. (STKS) ONE Group Hospitality, Inc. (STKS) Bsecond fifth; percentile 26.1 Nasdaq · Retail-Eating Places market equity $48.2M; last close $1.51 Warnings: late filer; 7 of 14 inputs | 26.1 | B | late filer |
| 119 | Genesco Inc. (GCO) Genesco Inc. (GCO) Bsecond fifth; percentile 26.5 NYSE · Retail-Shoe Stores market equity $398.9M; last close $36.81 Warnings: fortress balance sheet; 7 of 14 inputs | 26.5 | B | fortress balance sheet |
| 120 | Hamilton Beach Brands Holding Co. (HBB) Hamilton Beach Brands Holding Co. (HBB) Bsecond fifth; percentile 26.8 NYSE · Electric Housewares & Fans last close $34.88 No active warnings; 10 of 14 inputs | 26.8 | B | |
| 121 | Vital Farms, Inc. (VITL) Vital Farms, Inc. (VITL) Bsecond fifth; percentile 26.8 Nasdaq · Food and Kindred Products market equity $405.1M; last close $9.44 No active warnings; 9 of 14 inputs | 26.8 | B |
| Peer policy | Letter | Percentile | Peers |
|---|---|---|---|
| all graded filers, equal sleeves | B | 32.9 | 2204 |
| sector peers, equal sleeves (the grade) | B | 25.9 | 460 |
| same exchange, equal sleeves | B | 27.1 | 984 |
| sector peers, equal inputs | A | 17.0 | 460 |
Each letter is one fifth of the 460 graded peers, about 92 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.
What the Price Implies [top]
Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.
| Measure | Value | Peer median | Percentile | Reading |
|---|---|---|---|---|
| Twelve-month price change, skipping the latest month | 42.2% | (0.2%) | 86 | hotter than 86 of 100 peers |
| Distance from 52-week high | (8.9%) | (25.6%) | 85 | closer to its high than 85 of 100 peers |
| EBIT to enterprise value | not computable | 5.0% | required accounting or market input is missing | |
| Free cash flow yield | 24.3% | 4.6% | 96 | pricier than 4 of 100 peers |
| Book value to price | 0.86 | 0.45 | 72 | pricier than 28 of 100 peers |
| Sales to price | 2.33 | 1.49 | 67 | pricier than 33 of 100 peers |
| Composite equity issuance, five years | (53.6%) | (16.0%) | 3 | more equity-funded than 3 of 100 peers |
| Relative strength against the sector, log excess return | 0.38 | (0.01) | 87 | ahead of 87 of 100 peers |
Inputs: market equity $72.2B; EBIT $2.9B; free cash flow $17.6B; book equity $62.0B; sales $168.0B; cash $20.1B[31].
Diagnostics [top]
Diagnostics do not feed the grade.
| Piotroski F-score: None of 9, period end 2025-12-31 | ||
|---|---|---|
| Return on assets above zero | 1.0% | ✓ pass[3,5] |
| Operating cash flow above zero | $26.9B | ✓ pass[4] |
| Return on assets improved | (1.2 pts) | ✗ fail[3,5,27,32] |
| Operating cash flow exceeds net income | $24.2B | ✓ pass[3-4] |
| Long-term leverage fell | n/a[1,5,27] | |
| Current ratio improved | 3.8 pts | ✓ pass[6-7,25-26] |
| No new shares issued | (9.1%) | ✓ pass[29-30] |
| Gross margin improved | n/a | |
| Asset turnover improved | (2.8 pts) | ✗ fail[2,5,12,27] |
| Cash, filings, liquidity | |
|---|---|
| Cash and equivalents | $20.1B[33] |
| Operating cash flow, four quarters | $23.2B[4,33-37] |
| Months of runway | not finite |
| trailing operating cash flow is nonnegative, so runway is not finite | |
| Late filings, two years | 0 |
| NT 10-K or NT 10-Q | |
| Days since last periodic filing | 80 |
| 10-Q received Jul 21, 2026 | |
| Median daily dollar volume | $503.1M |
| 63 sessions | |
| Days since newest grade input | 255 |
Downloads [top]
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Sources [top]
Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.
| # | Concept | XBRL tag | Value | Period end | Received | Form | Links |
|---|---|---|---|---|---|---|---|
| 1 | assets | us-gaap:Assets | $281.3B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 2 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $168.0B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 3 | net income | us-gaap:NetIncomeLoss | $2.7B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 4 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $26.9B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 5 | assets | us-gaap:Assets | $279.8B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 6 | current assets | us-gaap:AssetsCurrent | $108.8B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 7 | current liabilities | us-gaap:LiabilitiesCurrent | $93.3B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 8 | retained earnings | us-gaap:RetainedEarningsAccumulatedDeficit | $51.5B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 9 | operating income | us-gaap:OperatingIncomeLoss | $2.9B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 10 | book equity | us-gaap:StockholdersEquity | $61.1B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 11 | liabilities | us-gaap:Liabilities | $218.1B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 12 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $171.6B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 13 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $157.7B | 2023-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 14 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $144.0B | 2022-12-31 | 2025-01-28 | 10-K | filing · viewer · series |
| 15 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $9.3B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 16 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $20.1B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 17 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $10.8B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 18 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $20.9B | 2023-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 19 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $11.0B | 2023-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 20 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $16.0B | 2022-12-31 | 2025-01-28 | 10-K | filing · viewer · series |
| 21 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $9.2B | 2022-12-31 | 2025-01-28 | 10-K | filing · viewer · series |
| 22 | depreciation amortization | us-gaap:DepreciationDepletionAndAmortization | $12.0B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 23 | pretax income | us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | $3.1B | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 24 | income tax | us-gaap:IncomeTaxExpenseBenefit | $338.0M | 2025-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 25 | current assets | us-gaap:AssetsCurrent | $108.5B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 26 | current liabilities | us-gaap:LiabilitiesCurrent | $96.3B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 27 | assets | us-gaap:Assets | $273.1B | 2023-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 28 | assets | us-gaap:Assets | $264.0B | 2022-12-31 | 2025-01-28 | 10-K | filing · viewer · series |
| 29 | shares outstanding | dei:EntityCommonStockSharesOutstanding | 903,967,853 | 2026-01-15 | 2026-01-27 | 10-K | filing · viewer · series |
| 30 | shares outstanding | dei:EntityCommonStockSharesOutstanding | 995,001,891 | 2025-01-16 | 2025-01-28 | 10-K | filing · viewer · series |
| 31 | shares outstanding | dei:EntityCommonStockSharesOutstanding | 877,451,541 | 2026-07-10 | 2026-07-21 | 10-Q | filing · viewer · series |
| 32 | net income | us-gaap:NetIncomeLoss | $6.0B | 2024-12-31 | 2026-01-27 | 10-K | filing · viewer · series |
| 33 | cash | us-gaap:CashAndCashEquivalentsAtCarryingValue | $20.1B | 2026-06-30 | 2026-07-21 | 10-Q | filing · viewer · series |
| 34 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $9.3B | 2026-06-30 | 2026-07-21 | 10-Q | filing · viewer · series |
| 35 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $3.0B | 2026-03-31 | 2026-04-28 | 10-Q | filing · viewer · series |
| 36 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $20.1B | 2025-09-30 | 2025-10-21 | 10-Q | filing · viewer · series |
| 37 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $13.0B | 2025-06-30 | 2026-07-21 | 10-Q | filing · viewer · series |
Limitations [top]
Grade boundary. Percentile 25.9 is 5.9 points from the nearest band edge; sampling error is 2.3 points.
Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.
Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.
Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.
Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.
Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.
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