Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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Neighborhood Intelligence, Inc.NXH · shops
GradeBearEweakest fifth of 258 graded peers; percentile 90.5, sampling error 2.9 points; lower is stronger
Rank233 of 258
ProfitabilityB/Cpercentile 42.3
SolvencyDpercentile 71.7
Growth and financingEpercentile 95.2
Reliability0.87 AUCfailure model, filers with $120M to $591M assets; 95% interval 0.83 to 0.90; 206 events, 2020 to 2025
Peer failure rate1.03% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size band$120M to $591M assetstotal assets $425.5M[1]
Standard universeinsiderevenue above $1M and assets above $10M[1-2]
Warningsnone active · fortress balance sheetnot computable: dilution, distress
Inputs computable7 of 14
Graded fromfilings received through Feb 24, 2026227 days before the rescan; every figure keyed to the SEC receipt date
Last close$1.722026-10-08; market equity $0; iex feed
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history
$2$4SepOctE$1.72
ABCDE20132014201520162017201820192020202120222023202420252026

Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Jan 21, 2012nonen/a
Mar 21, 2012nonen/aQ3
Mar 21, 2015A12.5Q3
Feb 21, 2016A/B18.3Q3
Apr 21, 2016A16.1Q3
May 21, 2016A/B17.5Q3
Sep 21, 2016A16.4Q3
Oct 21, 2016A/B17.1Q3
Mar 21, 2017A6.7Q3
Mar 21, 2018C50.6Q3
Mar 21, 2019D/E78.9Q3
Apr 21, 2019D76.1Q3
Mar 21, 2020E97.7Q3
Mar 21, 2021A0.8Q4
Mar 21, 2024E91.7Q4
Mar 21, 2025E91.2Q3

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Feb 24, 2026; the document on sec.gov.

under "Information About Our Executive Officers." We have adopted a Code of Business Conduct and Ethics ("Code"), which applies to all employees of the Company, including our principal executive officer, principal financial officer, and principal accounting officer or controller, or persons performing similar functions. We intend to disclose any amendments to the Code and any waivers granted to our principal executive officer, principal financial officer or principal accounting officer or other persons to the extent required by applicable rules or regulations in the Investor Relations section of our Website, www.beyond.com.

Warnings [top]

Fortress balance sheet. cash minus debt is 336,787,000 USD; Altman Z is not used[3-4]

7 checks ran; none of them enters the letter. The checks are listed on the warnings screen.

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability, sleeve percentile 42.3
Gross profitability60.5%[1,5]42.6%24.72422025-12-31
Return on invested capitalnot computable10.9%
pretax income must exceed the validity floor and imply a 0%-100% tax rate
Accruals ratio(6.7%)[1,6-8](4.9%)38.32872025-12-31
Gross margin stability, five years1.9 pts[2,5,9-16]1.2 pts64.02192025-12-31
Solvency, sleeve percentile 71.7
Twelve-month failure probabilitynot computable0.04%
firm-wide XBRL shares cannot be assigned to one ticker class
Altman Z double-prime(5.58)[1,17-22]1.9286.72082025-12-31
Net debt to EBITDAnot computable1.84x
latest aligned inputs end 2022-12-31; latest annual assets end 2025-12-31
Interest coveragenot computable2.26x
latest aligned inputs end 2023-12-31; latest annual assets end 2025-12-31
Current ratio1.25x[17-18]1.37x56.62952025-12-31
Growth and financing, sleeve percentile 95.2
Revenue growth, three-year compound(18.5%)[2,10,12,14]1.5%95.32692025-12-31
Free cash flow growth, three-year compoundnot computable5.6%
current FCF must be positive and base FCF must exceed $100,000
Reinvestment ratenot computable7.3%
pretax income must exceed the validity floor and imply a 0%-100% tax rate
Asset growth, three years(21.5%)[1,8,23-24]3.4%95.02722025-12-31
Net share issuance, one yearnot computable(0.6%)
firm-wide XBRL shares cannot be assigned to one ticker class

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite 0.409; sampling error 2.9 percentile points on 258 peers.

Among 258 Peers [top]

ABCDECOST, Costco Wholesale Corp.; A, percentile 4.7; market equity $420.1B; warnings: fortress balance sheetCOSTAMZN, Amazon COM Inc.; A/B, percentile 20.2; market equity $2.7T; warnings: fortress balance sheetAMZNHD, Home Depot, Inc.; B, percentile 32.3; market equity $294.8BHDTJX, TJX Companies Inc.; C, percentile 43.6; market equity $152.6BTJXWMT, Walmart Inc.; C, percentile 52.9; market equity $877.2BWMTMCD, Mcdonalds Corp.; D, percentile 63.4; market equity $167.6BMCDNXH 90.5strongerweaker

Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.

RankCompanyPercentileLetterWarnings
229Suburban Propane Partners L.P. (SPH)

Suburban Propane Partners L.P. (SPH)

Eweakest fifth; percentile 88.7

NYSE · Retail-Miscellaneous Retail

market equity $1.1B; last close $17.14

No active warnings; 12 of 14 inputs

88.7E
230Cosmos Health Inc. (COSM)

Cosmos Health Inc. (COSM)

Eweakest fifth; percentile 89.1

Nasdaq · Wholesale-Drugs, Proprietaries & Druggists' Sundries

market equity $31.6M; last close $0.31

Warnings: dilution, short runway, late filer, distress; 10 of 14 inputs

89.1Edilution, short runway, late filer, distress
231Childrens Place, Inc. (PLCE)

Childrens Place, Inc. (PLCE)

Eweakest fifth; percentile 89.5

Nasdaq · Retail-Family Clothing Stores

market equity $42.7M; last close $1.91

No active warnings; 8 of 14 inputs

89.5E
232Portillo's Inc. (PTLO)

Portillo's Inc. (PTLO)

Eweakest fifth; percentile 89.9

Nasdaq · Retail-Eating Places

market equity $241.0M; last close $3.89

No active warnings; 7 of 14 inputs

89.9E
233Neighborhood Intelligence, Inc. (BBBYW)

Neighborhood Intelligence, Inc. (BBBYW)

Eweakest fifth; percentile 90.5

Nasdaq · Retail-Catalog & Mail-Order Houses

last close $0.17

Warnings: fortress balance sheet; 7 of 14 inputs

90.5Efortress balance sheet
234Neighborhood Intelligence, Inc. (NXH)

Neighborhood Intelligence, Inc. (NXH)

Eweakest fifth; percentile 90.5

Nasdaq · Retail-Catalog & Mail-Order Houses

last close $1.72

Warnings: fortress balance sheet; 7 of 14 inputs

90.5Efortress balance sheet
235Lulu's Fashion Lounge Holdings, Inc. (LVLU)

Lulu's Fashion Lounge Holdings, Inc. (LVLU)

Eweakest fifth; percentile 91.1

Nasdaq · Retail-Catalog & Mail-Order Houses

market equity $35.0M; last close $12.12

No active warnings; 9 of 14 inputs

91.1E
236QVC Group, Inc. (QVCG)

QVC Group, Inc. (QVCG)

Eweakest fifth; percentile 91.4

Nasdaq · Retail-Catalog & Mail-Order Houses

last close $12.81

Warnings: late filer, fortress balance sheet; 9 of 14 inputs

91.4Elate filer, fortress balance sheet
237Universal Safety Products, Inc. (UUU)

Universal Safety Products, Inc. (UUU)

Eweakest fifth; percentile 91.8

NYSE · Wholesale-Electronic Parts & Equipment, NEC

market equity $15.8M; last close $5.21

Warnings: dilution, late filer, fortress balance sheet; 8 of 14 inputs

91.8Edilution, late filer, fortress balance sheet
238Accendra Health (ACH)

Accendra Health (ACH)

Eweakest fifth; percentile 92.2

NYSE · Wholesale-Medical, Dental & Hospital Equipment & Supplies

market equity $34.1M; last close $0.45

Warnings: short runway; 10 of 14 inputs

92.2Eshort runway
239CHS Inc. (CHSCL)

CHS Inc. (CHSCL)

Eweakest fifth; percentile 93.4

Nasdaq · Wholesale-Farm Product Raw Materials

last close $25.06

No active warnings; 10 of 14 inputs

93.4E
Peer policyLetterPercentilePeers
all graded filers, equal sleevesE88.52204
sector peers, equal sleeves (the grade)E90.5258
same exchange, equal sleevesE86.91219
sector peers, equal inputsE87.4258

Each letter is one fifth of the 258 graded peers, about 51 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.

What the Price Implies [top]

Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest monthnot computable(0.1%)missing required 12-1 monthly returns: 2026-08, 2026-07, 2026-06, 2026-05, 2026-04, 2026-03, 2026-02, 2026-01, 2025-12, 2025-11, 2025-10
Distance from 52-week high(60.6%)(24.1%)11closer to its high than 11 of 100 peers
EBIT to enterprise valuenot computable5.3%required accounting or market input is missing
Free cash flow yieldnot computable4.2%required accounting or market input is missing
Book value to pricenot computable0.36required accounting or market input is missing
Sales to pricenot computable1.75required accounting or market input is missing
Composite equity issuance, five yearsnot computable(16.7%)required accounting or market input is missing
Relative strength against the sector, log excess returnnot computable0.02missing required 12-1 monthly returns: 2026-08, 2026-07, 2026-06, 2026-05, 2026-04, 2026-03, 2026-02, 2026-01, 2025-12, 2025-11, 2025-10

Inputs: EBIT -$61.2M; free cash flow -$64.1M; book equity $214.8M; sales $1.0B; debt $34.2M; cash $99.5M[25].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: None of 9, period end 2025-12-31
Return on assets above zero(21.1%)✗ fail[6,8]
Operating cash flow above zero-$56.7M✗ fail[7]
Return on assets improved19.7 pts✓ pass[6,8,23,26]
Operating cash flow exceeds net income$27.9M✓ pass[6-7]
Long-term leverage felln/a[1,8,23]
Current ratio improved23.8 pts✓ pass[17-18,27-28]
No new shares issuedn/a
Gross margin improved3.9 pts✓ pass[2,5,9-10]
Asset turnover improved40.5 pts✓ pass[2,8,10,23]
Cash, filings, liquidity
Cash and equivalents$99.5M[29]
Operating cash flow, four quarters-$71.6M[7,29-33]
Months of runway16.7
Late filings, two years0
NT 10-K or NT 10-Q
Days since last periodic filing66
10-Q received Aug 4, 2026
Median daily dollar volume$9.0M
63 sessions
Days since newest grade input227

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$425.5M2025-12-312026-02-2410-Kfiling · viewer · series
2revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.0B2025-12-312026-02-2410-Kfiling · viewer · series
3cashus-gaap:CashAndCashEquivalentsAtCarryingValue$371.3M2022-12-312024-02-2310-Kfiling · viewer · series
4total debtus-gaap:LongTermDebt$34.5M2022-12-312023-02-2410-Kfiling · viewer · series
5gross profitus-gaap:GrossProfit$257.5M2025-12-312026-02-2410-Kfiling · viewer · series
6net incomeus-gaap:ProfitLoss-$84.6M2025-12-312026-02-2410-Kfiling · viewer · series
7operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$56.7M2025-12-312026-02-2410-Kfiling · viewer · series
8assetsus-gaap:Assets$402.0M2024-12-312026-02-2410-Kfiling · viewer · series
9gross profitus-gaap:GrossProfit$290.2M2024-12-312026-02-2410-Kfiling · viewer · series
10revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.4B2024-12-312026-02-2410-Kfiling · viewer · series
11gross profitus-gaap:GrossProfit$366.0M2023-12-312026-02-2410-Kfiling · viewer · series
12revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.6B2023-12-312026-02-2410-Kfiling · viewer · series
13gross profitus-gaap:GrossProfit$507.6M2022-12-312025-02-2510-Kfiling · viewer · series
14revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.9B2022-12-312025-02-2510-Kfiling · viewer · series
15gross profitus-gaap:GrossProfit$623.9M2021-12-312024-02-2310-Kfiling · viewer · series
16revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$2.8B2021-12-312024-02-2310-Kfiling · viewer · series
17current assetsus-gaap:AssetsCurrent$240.1M2025-12-312026-02-2410-Kfiling · viewer · series
18current liabilitiesus-gaap:LiabilitiesCurrent$192.1M2025-12-312026-02-2410-Kfiling · viewer · series
19retained earningsus-gaap:RetainedEarningsAccumulatedDeficit-$842.7M2025-12-312026-02-2410-Kfiling · viewer · series
20operating incomeus-gaap:OperatingIncomeLoss-$61.2M2025-12-312026-02-2410-Kfiling · viewer · series
21book equityus-gaap:StockholdersEquity$217.6M2025-12-312026-02-2410-Kfiling · viewer · series
22liabilitiesus-gaap:Liabilities$207.5M2025-12-312026-02-2410-Kfiling · viewer · series
23assetsus-gaap:Assets$635.8M2023-12-312025-02-2510-Kfiling · viewer · series
24assetsus-gaap:Assets$878.5M2022-12-312024-02-2310-Kfiling · viewer · series
25shares outstandingdei:EntityCommonStockSharesOutstanding95,330,3792026-07-312026-08-0410-Qfiling · viewer · series
26net incomeus-gaap:NetIncomeLoss-$258.8M2024-12-312025-02-2510-Kfiling · viewer · series
27current assetsus-gaap:AssetsCurrent$227.5M2024-12-312026-02-2410-Kfiling · viewer · series
28current liabilitiesus-gaap:LiabilitiesCurrent$224.9M2024-12-312026-02-2410-Kfiling · viewer · series
29cashus-gaap:CashAndCashEquivalentsAtCarryingValue$99.5M2026-06-302026-08-0410-Qfiling · viewer · series
30operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$50.0M2026-06-302026-08-0410-Qfiling · viewer · series
31operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$11.8M2026-03-312026-04-2710-Qfiling · viewer · series
32operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$50.2M2025-09-302025-10-2710-Qfiling · viewer · series
33operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$35.1M2025-06-302026-08-0410-Qfiling · viewer · series

Limitations [top]

Grade boundary. Percentile 90.5 is 10.5 points from the nearest band edge; sampling error is 2.9 points.

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.