Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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Universal Safety Products, Inc.UUU · shops
GradeBearEweakest fifth of 258 graded peers; percentile 91.8, sampling error 2.9 points; lower is stronger
Rank237 of 258
ProfitabilityC/Dpercentile 59.1
SolvencyCpercentile 51.5
Growth and financingEpercentile 94.6
Reliability0.76 AUCfailure model, filers with under $12.5M assets; 95% interval 0.65 to 0.86; 63 events, 2020 to 2025
Peer failure rate0.60% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size bandunder $12.5M assetstotal assets $4.5M[1]
Standard universeoutsiderevenue above $1M and assets above $10M[1-2]
Warningsdilution, late filer · fortress balance sheetnot computable: distress
Inputs computable8 of 14
Graded fromfilings received through Jul 2, 202699 days before the rescan; every figure keyed to the SEC receipt date
Last close$5.212026-10-08; market equity $15.8M; iex feed
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history
$4$6NovDecJanFebMarAprMayJunJulAugSepOctC/DCE$5.22
ABCDE20132014201520162017201820192020202120222023202420252026

Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Jan 21, 2012nonen/a
Jul 21, 2012nonen/aQ2
Aug 21, 2020nonen/aQ1
Jul 21, 2022E94.8Q1
Jul 21, 2023B26.7Q1
Jul 21, 2024C51.9Q1
Mar 21, 2025B/C38.1Q1
Aug 21, 2025C/D58.0Q1
Nov 21, 2025C52.6Q1
Jul 21, 2026E92.2Q1

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Jul 2, 2026; the document on sec.gov.

Universal Safety Products, Inc., (“we” or “the Company”) designs and markets a variety of popularly priced safety products which, during the period covered by this Annual Report, consisted primarily of smoke alarms, carbon monoxide alarms and related products. Most of our products require minimal installation and are designed for easy installation by the consumer without professional assistance and are sold through retail stores. We also market products to the electrical distribution trade through our wholly owned subsidiary, Universal Safety Electric, Inc. The electrical distribution trade includes electrical and lighting distributors as well as manufactured housing companies.

Warnings [top]

Dilution. split-adjusted year-over-year share growth is 30.9%[3-4]
Late filer. found 6 NT 10-K/Q filings in the last eight quarters
Fortress balance sheet. cash minus debt is 338,735 USD; Altman Z is not used[5-6]

7 checks ran; none of them enters the letter. The checks are listed on the warnings screen.

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability, sleeve percentile 59.1
Gross profitability17.8%[1,7]42.6%82.22422026-03-31
Return on invested capitalnot computable10.9%
a prior annual debt, equity, and cash observation is required
Accruals ratio(42.2%)[1,8-10](4.9%)3.82872026-03-31
Gross margin stability, five years5.2 pts[2,7,11-18]1.2 pts91.32192026-03-31
Solvency, sleeve percentile 51.5
Twelve-month failure probabilitynot computable0.04%
four consecutive discrete net-income quarters are required; found 4
Altman Z double-primenot computable1.92
one or more required annual facts are missing
Net debt to EBITDAnot computable1.84x
EBITDA must exceed $100,000
Interest coverage(13.45x)[19-20]2.26x92.1642026-03-31
Current ratio3.55x[21-22]1.37x10.92952026-03-31
Growth and financing, sleeve percentile 94.6
Revenue growth, three-year compound(39.8%)[2,12,14,16]1.5%98.92692026-03-31
Free cash flow growth, three-year compoundnot computable5.6%
current FCF must be positive and base FCF must exceed $100,000
Reinvestment ratenot computable7.3%
NOPAT must exceed $100,000
Asset growth, three years(18.8%)[1,10,23-24]3.4%93.02722026-03-31
Net share issuance, one year30.9%[3-4](0.6%)91.92112026-07-02

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite 0.419; sampling error 2.9 percentile points on 258 peers.

Among 258 Peers [top]

ABCDECOST, Costco Wholesale Corp.; A, percentile 4.7; market equity $420.1B; warnings: fortress balance sheetCOSTAMZN, Amazon COM Inc.; A/B, percentile 20.2; market equity $2.7T; warnings: fortress balance sheetAMZNHD, Home Depot, Inc.; B, percentile 32.3; market equity $294.8BHDTJX, TJX Companies Inc.; C, percentile 43.6; market equity $152.6BTJXWMT, Walmart Inc.; C, percentile 52.9; market equity $877.2BWMTMCD, Mcdonalds Corp.; D, percentile 63.4; market equity $167.6BMCDUUU 91.8strongerweaker

Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.

RankCompanyPercentileLetterWarnings
232Portillo's Inc. (PTLO)

Portillo's Inc. (PTLO)

Eweakest fifth; percentile 89.9

Nasdaq · Retail-Eating Places

market equity $241.0M; last close $3.89

No active warnings; 7 of 14 inputs

89.9E
233Neighborhood Intelligence, Inc. (BBBYW)

Neighborhood Intelligence, Inc. (BBBYW)

Eweakest fifth; percentile 90.5

Nasdaq · Retail-Catalog & Mail-Order Houses

last close $0.17

Warnings: fortress balance sheet; 7 of 14 inputs

90.5Efortress balance sheet
234Neighborhood Intelligence, Inc. (NXH)

Neighborhood Intelligence, Inc. (NXH)

Eweakest fifth; percentile 90.5

Nasdaq · Retail-Catalog & Mail-Order Houses

last close $1.72

Warnings: fortress balance sheet; 7 of 14 inputs

90.5Efortress balance sheet
235Lulu's Fashion Lounge Holdings, Inc. (LVLU)

Lulu's Fashion Lounge Holdings, Inc. (LVLU)

Eweakest fifth; percentile 91.1

Nasdaq · Retail-Catalog & Mail-Order Houses

market equity $35.0M; last close $12.12

No active warnings; 9 of 14 inputs

91.1E
236QVC Group, Inc. (QVCG)

QVC Group, Inc. (QVCG)

Eweakest fifth; percentile 91.4

Nasdaq · Retail-Catalog & Mail-Order Houses

last close $12.81

Warnings: late filer, fortress balance sheet; 9 of 14 inputs

91.4Elate filer, fortress balance sheet
237Universal Safety Products, Inc. (UUU)

Universal Safety Products, Inc. (UUU)

Eweakest fifth; percentile 91.8

NYSE · Wholesale-Electronic Parts & Equipment, NEC

market equity $15.8M; last close $5.21

Warnings: dilution, late filer, fortress balance sheet; 8 of 14 inputs

91.8Edilution, late filer, fortress balance sheet
238Accendra Health (ACH)

Accendra Health (ACH)

Eweakest fifth; percentile 92.2

NYSE · Wholesale-Medical, Dental & Hospital Equipment & Supplies

market equity $34.1M; last close $0.45

Warnings: short runway; 10 of 14 inputs

92.2Eshort runway
239CHS Inc. (CHSCL)

CHS Inc. (CHSCL)

Eweakest fifth; percentile 93.4

Nasdaq · Wholesale-Farm Product Raw Materials

last close $25.06

No active warnings; 10 of 14 inputs

93.4E
240CHS Inc. (CHSCM)

CHS Inc. (CHSCM)

Eweakest fifth; percentile 93.4

Nasdaq · Wholesale-Farm Product Raw Materials

last close $23.55

No active warnings; 10 of 14 inputs

93.4E
241CHS Inc. (CHSCN)

CHS Inc. (CHSCN)

Eweakest fifth; percentile 93.4

Nasdaq · Wholesale-Farm Product Raw Materials

last close $23.94

No active warnings; 10 of 14 inputs

93.4E
242CHS Inc. (CHSCO)

CHS Inc. (CHSCO)

Eweakest fifth; percentile 93.4

Nasdaq · Wholesale-Farm Product Raw Materials

last close $25.57

No active warnings; 10 of 14 inputs

93.4E
Peer policyLetterPercentilePeers
all graded filers, equal sleevesE90.92204
sector peers, equal sleeves (the grade)E91.8258
same exchange, equal sleevesE92.1984
sector peers, equal inputsE94.2258

Each letter is one fifth of the 258 graded peers, about 51 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.

What the Price Implies [top]

Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest month26.8%(0.1%)75hotter than 75 of 100 peers
Distance from 52-week high(30.2%)(24.1%)43closer to its high than 43 of 100 peers
EBIT to enterprise value(38.2%)5.3%9pricier than 91 of 100 peers
Free cash flow yield(8.7%)4.2%12pricier than 88 of 100 peers
Book value to price0.220.3639pricier than 61 of 100 peers
Sales to price0.311.757pricier than 93 of 100 peers
Composite equity issuance, five years3.6%(16.7%)82more equity-funded than 82 of 100 peers
Relative strength against the sector, log excess return0.260.0275ahead of 75 of 100 peers

Inputs: market equity $15.8M; EBIT -$4.7M; free cash flow -$1.4M; book equity $3.5M; sales $4.8M; debt $100,000; cash $3.7M[25].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: None of 9, period end 2026-03-31
Return on assets above zero(25.3%)✗ fail[8,10]
Operating cash flow above zero$536,185✓ pass[9]
Return on assets improved(31.3 pts)✗ fail[8,10,23,26]
Operating cash flow exceeds net income$3.0M✓ pass[8-9]
Long-term leverage felln/a[1,10,23]
Current ratio improved144.1 pts✓ pass[21-22,27-28]
No new shares issued30.9%✗ fail[3-4]
Gross margin improved(12.4 pts)✗ fail[2,7,11-12]
Asset turnover improved(233.3 pts)✗ fail[2,10,12,23]
Cash, filings, liquidity
Cash and equivalents$3.7M[29]
Operating cash flow, four quarters-$1.2M[9,29-33]
Months of runway36.4
Late filings, two years6
NT 10-K or NT 10-Q
Days since last periodic filing56
10-Q received Aug 14, 2026
Median daily dollar volume$82,502
63 sessions
Days since newest grade input99

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$4.5M2026-03-312026-07-0210-Kfiling · viewer · series
2revenueus-gaap:Revenues$4.8M2026-03-312026-07-0210-Kfiling · viewer · series
3shares outstandingdei:EntityCommonStockSharesOutstanding3,028,4632026-07-022026-07-0210-Kfiling · viewer · series
4shares outstandingdei:EntityCommonStockSharesOutstanding2,312,8872025-07-252025-07-2910-Kfiling · viewer · series
5cashus-gaap:CashAndCashEquivalentsAtCarryingValue$438,7352022-03-312023-07-1410-Kfiling · viewer · series
6total debtus-gaap:LongTermDebt$100,0002022-03-312023-07-1410-Kfiling · viewer · series
7gross profitus-gaap:GrossProfit$803,3892026-03-312026-07-0210-Kfiling · viewer · series
8net incomeus-gaap:NetIncomeLoss-$2.5M2026-03-312026-07-0210-Kfiling · viewer · series
9operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$536,1852026-03-312026-07-0210-Kfiling · viewer · series
10assetsus-gaap:Assets$9.8M2025-03-312026-07-0210-Kfiling · viewer · series
11gross profitus-gaap:GrossProfit$6.8M2025-03-312026-07-0210-Kfiling · viewer · series
12revenueus-gaap:Revenues$23.6M2025-03-312026-07-0210-Kfiling · viewer · series
13gross profitus-gaap:GrossProfit$5.6M2024-03-312025-07-2910-Kfiling · viewer · series
14revenueus-gaap:Revenues$19.5M2024-03-312025-07-2910-Kfiling · viewer · series
15gross profitus-gaap:GrossProfit$6.3M2023-03-312024-07-1210-Kfiling · viewer · series
16revenueus-gaap:Revenues$22.2M2023-03-312024-07-1210-Kfiling · viewer · series
17gross profitus-gaap:GrossProfit$6.0M2022-03-312023-07-1410-Kfiling · viewer · series
18revenueus-gaap:Revenues$19.5M2022-03-312023-07-1410-Kfiling · viewer · series
19operating incomeus-gaap:OperatingIncomeLoss-$4.7M2026-03-312026-07-0210-Kfiling · viewer · series
20interest expenseus-gaap:InterestExpense$345,9182026-03-312026-07-0210-Kfiling · viewer · series
21current assetsus-gaap:AssetsCurrent$4.5M2026-03-312026-07-0210-Kfiling · viewer · series
22current liabilitiesus-gaap:LiabilitiesCurrent$1.3M2026-03-312026-07-0210-Kfiling · viewer · series
23assetsus-gaap:Assets$8.3M2024-03-312025-07-2910-Kfiling · viewer · series
24assetsus-gaap:Assets$8.4M2023-03-312024-07-1210-Kfiling · viewer · series
25shares outstandingdei:EntityCommonStockSharesOutstanding3,028,4632026-08-142026-08-1410-Qfiling · viewer · series
26net incomeus-gaap:NetIncomeLoss$500,6842025-03-312026-07-0210-Kfiling · viewer · series
27current assetsus-gaap:AssetsCurrent$9.8M2025-03-312026-07-0210-Kfiling · viewer · series
28current liabilitiesus-gaap:LiabilitiesCurrent$4.7M2025-03-312026-07-0210-Kfiling · viewer · series
29cashus-gaap:CashAndCashEquivalentsAtCarryingValue$3.7M2026-06-302026-08-1410-Qfiling · viewer · series
30operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities-$687,8052026-06-302026-08-1410-Qfiling · viewer · series
31operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$1.3M2025-12-312026-02-1910-Qfiling · viewer · series
32operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$3.9M2025-09-302025-11-1910-Qfiling · viewer · series
33operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$1.1M2025-06-302026-08-1410-Qfiling · viewer · series

Limitations [top]

Grade boundary. Percentile 91.8 is 11.8 points from the nearest band edge; sampling error is 2.9 points.

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.