Assay
Financial-condition grades for SEC filers
Company Report · as of Oct 9, 2026
|
| Champion Homes, Inc.SKY · other | |
|---|---|
| Grade |  Astrongest fifth of 336 graded peers; percentile 14.6, sampling error 2.6 points; lower is stronger |
| Rank | 50 of 336 |
| Profitability | Cpercentile 50.8 |
| Solvency | Apercentile 9.6 |
| Growth and financing | Cpercentile 46.7 |
| Reliability | 0.91 AUCfailure model, filers with $591M to $2.67B assets; 95% interval 0.88 to 0.94; 160 events, 2020 to 2025 |
| Peer failure rate | 1.01% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025 |
| Size band | $591M to $2.67B assetstotal assets $2.1B[1] |
| Standard universe | insiderevenue above $1M and assets above $10M[1-2] |
| Warnings | none active · fortress balance sheetnot computable: distress |
| Inputs computable | 11 of 14 |
| Graded from | filings received through May 26, 2026136 days before the rescan; every figure keyed to the SEC receipt date |
| Last close | $81.592026-10-08; market equity $4.4B; iex feed |
| Price used in grade | None |
| Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history | ||||||||||||||||||||||||||||||||||||||||||||||||||||
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Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date. Open this report as it stood on | ||||||||||||||||||||||||||||||||||||||||||||||||||||
Each date opens the report as it stood on that rescan. |
Business, in the company's words. Opening of Item 1 of the 10-K received May 26, 2026; the document on sec.gov.
Champion Homes, Inc., formerly known as Skyline Champion Corporation, an Indiana corporation, and its consolidated subsidiaries are referred to herein as "Champion Homes," "us," "we," "our," the "Company," and any other similar terms, unless otherwise indicated in this Annual Report. We are a leading producer of factory-built housing in North America with net sales for the year ended March 28, 2026 (“fiscal 2026”) of approximately $2.7 billion. We have more than 70 years of homebuilding experience, approximately 9,300 employees and 46 manufacturing facilities located in 20 states across the United States and three provinces in western Canada.
Warnings [top]
7 checks ran; none of them enters the letter. The checks are listed on the warnings screen.
The Fourteen Inputs [top]
Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.
| Input | Percentile, 0 to 100 | Value | Source | Peer median | Percentile | Peers | Period end |
|---|---|---|---|---|---|---|---|
| Profitability, sleeve percentile 50.8 | |||||||
| Gross profitability | 33.0% | [1,5] | 27.1% | 38.5 | 289 | 2026-03-28 | |
| Return on invested capital | not computable | 10.0% | |||||
| prior invested-capital observation is 1456 days earlier | |||||||
| Accruals ratio | (4.6%) | [1,6-8] | (5.9%) | 58.2 | 506 | 2026-03-28 | |
| Gross margin stability, five years | 2.4 pts | [2,5,9-16] | 2.2 pts | 55.7 | 204 | 2026-03-28 | |
| Solvency, sleeve percentile 9.6 | |||||||
| Twelve-month failure probability | not computable | 0.04% | |||||
| liabilities and a nearby cover-page share count are required at 2026-06-27 | |||||||
| Altman Z double-prime | not computable | 2.05 | |||||
| latest aligned inputs end 2014-05-31; latest annual assets end 2026-03-28 | |||||||
| Net debt to EBITDA | (2.05x) | [3-4,17-18] | 2.52x | 1.6 | 184 | 2026-03-28 | |
| Interest coverage | 33.36x | [17,19] | 2.18x | 6.9 | 88 | 2026-03-28 | |
| Current ratio | 2.48x | [20-21] | 1.32x | 20.2 | 506 | 2026-03-28 | |
| Growth and financing, sleeve percentile 46.7 | |||||||
| Revenue growth, three-year compound | 0.7% | [2,10,12,14] | 5.1% | 65.9 | 403 | 2026-03-28 | |
| Free cash flow growth, three-year compound | (9.5%) | [7,22-28] | 8.7% | 71.7 | 220 | 2026-03-28 | |
| Reinvestment rate | 12.1% | [17-18,20-22,29-32] | 11.9% | 50.3 | 190 | 2026-03-28 | |
| Asset growth, three years | 10.9% | [1,8,33-34] | 4.1% | 26.1 | 438 | 2026-03-28 | |
| Net share issuance, one year | (4.2%) | [35-36] | (0.4%) | 19.4 | 356 | 2026-05-19 | |
Gross profitability. Revenue less cost of goods sold, over total assets.
Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.
Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.
Twelve-month failure probability. CHS model; lower is stronger.
Net debt to EBITDA. Lower is stronger.
Net share issuance, one year. Split-adjusted; lower is stronger.
Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite -0.333; sampling error 2.6 percentile points on 336 peers.
Among 336 Peers [top]
Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.
| Rank | Company | Percentile | Letter | Warnings |
|---|---|---|---|---|
| 45 | Liquidity Services Inc. (LQDT) Liquidity Services Inc. (LQDT) Astrongest fifth; percentile 13.1 Nasdaq · Services-Business Services, NEC market equity $1.3B; last close $42.10 No active warnings; 10 of 14 inputs | 13.1 | A | |
| 46 | MediaAlpha, Inc. (MAX) MediaAlpha, Inc. (MAX) Astrongest fifth; percentile 13.4 NYSE · Services-Business Services, NEC last close $10.66 No active warnings; 9 of 14 inputs | 13.4 | A | |
| 47 | American Public Education Inc. (APEI) American Public Education Inc. (APEI) Astrongest fifth; percentile 13.7 Nasdaq · Services-Educational Services market equity $874.3M; last close $47.82 Warnings: fortress balance sheet; 12 of 14 inputs | 13.7 | A | fortress balance sheet |
| 48 | Booz Allen Hamilton Holding Corp. (BAH) Booz Allen Hamilton Holding Corp. (BAH) Astrongest fifth; percentile 14.0 NYSE · Services-Management Consulting Services market equity $8.8B; last close $72.88 No active warnings; 12 of 14 inputs | 14.0 | A | |
| 49 | DoorDash, Inc. (DASH) DoorDash, Inc. (DASH) Astrongest fifth; percentile 14.3 Nasdaq · Services-Business Services, NEC last close $191.67 No active warnings; 7 of 14 inputs | 14.3 | A | |
| 50 | Champion Homes, Inc. (SKY) Champion Homes, Inc. (SKY) Astrongest fifth; percentile 14.6 NYSE · Mobile Homes market equity $4.4B; last close $81.59 Warnings: fortress balance sheet; 11 of 14 inputs | 14.6 | A | fortress balance sheet |
| 51 | Emcor Group, Inc. (EME) Emcor Group, Inc. (EME) Astrongest fifth; percentile 14.9 NYSE · Electrical Work market equity $34.3B; last close $777.80 Warnings: fortress balance sheet; 11 of 14 inputs | 14.9 | A | fortress balance sheet |
| 52 | Concentrix Corp. (CNXC) Concentrix Corp. (CNXC) Astrongest fifth; percentile 15.2 Nasdaq · Services-Business Services, NEC market equity $1.7B; last close $27.08 No active warnings; 10 of 14 inputs | 15.2 | A | |
| 53 | OptimizeRx Corp. (OPRX) OptimizeRx Corp. (OPRX) Astrongest fifth; percentile 15.5 Nasdaq · Services-Business Services, NEC market equity $157.8M; last close $8.37 No active warnings; 12 of 14 inputs | 15.5 | A | |
| 54 | Mercadolibre Inc. (MELI) Mercadolibre Inc. (MELI) Astrongest fifth; percentile 15.8 Nasdaq · Services-Business Services, NEC market equity $94.1B; last close $1,855.54 No active warnings; 11 of 14 inputs | 15.8 | A | |
| 55 | Expedia Group, Inc. (EXPE) Expedia Group, Inc. (EXPE) Astrongest fifth; percentile 16.1 Nasdaq · Transportation Services market equity $30.9B; last close $270.29 No active warnings; 9 of 14 inputs | 16.1 | A |
| Peer policy | Letter | Percentile | Peers |
|---|---|---|---|
| all graded filers, equal sleeves | A | 15.1 | 2204 |
| sector peers, equal sleeves (the grade) | A | 14.6 | 336 |
| same exchange, equal sleeves | A | 10.8 | 984 |
| sector peers, equal inputs | A | 17.3 | 336 |
Each letter is one fifth of the 336 graded peers, about 67 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.
What the Price Implies [top]
Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.
| Measure | Value | Peer median | Percentile | Reading |
|---|---|---|---|---|
| Twelve-month price change, skipping the latest month | 16.9% | 2.0% | 63 | hotter than 63 of 100 peers |
| Distance from 52-week high | (16.4%) | (26.8%) | 67 | closer to its high than 67 of 100 peers |
| EBIT to enterprise value | 6.9% | 4.4% | 74 | pricier than 26 of 100 peers |
| Free cash flow yield | 6.1% | 4.1% | 65 | pricier than 35 of 100 peers |
| Book value to price | 0.36 | 0.34 | 52 | pricier than 48 of 100 peers |
| Sales to price | 0.60 | 0.70 | 43 | pricier than 57 of 100 peers |
| Composite equity issuance, five years | (4.3%) | (8.8%) | 59 | more equity-funded than 59 of 100 peers |
| Relative strength against the sector, log excess return | 0.01 | (0.13) | 63 | ahead of 63 of 100 peers |
Inputs: market equity $4.4B; EBIT $251.8M; free cash flow $269.7M; book equity $1.6B; sales $2.7B; debt $23.8M; cash $784.7M[37].
Diagnostics [top]
Diagnostics do not feed the grade.
| Piotroski F-score: 6 of 9, period end 2026-03-28 | ||
|---|---|---|
| Return on assets above zero | 9.8% | ✓ pass[6,8] |
| Operating cash flow above zero | $303.9M | ✓ pass[7] |
| Return on assets improved | (0.5 pts) | ✗ fail[6,8,33,38] |
| Operating cash flow exceeds net income | $97.0M | ✓ pass[6-7] |
| Long-term leverage fell | (0.5 pts) | ✓ pass[1,8,33,39-40] |
| Current ratio improved | 7.0 pts | ✓ pass[20-21,31-32] |
| No new shares issued | (4.2%) | ✓ pass[35-36] |
| Gross margin improved | (0.3 pts) | ✗ fail[2,5,9-10] |
| Asset turnover improved | (2.9 pts) | ✗ fail[2,8,10,33] |
| Cash, filings, liquidity | |
|---|---|
| Cash and equivalents | $784.7M[41] |
| Operating cash flow, four quarters | $301.0M[7,41-45] |
| Months of runway | not finite |
| trailing operating cash flow is nonnegative, so runway is not finite | |
| Late filings, two years | 0 |
| NT 10-K or NT 10-Q | |
| Days since last periodic filing | 65 |
| 10-Q received Aug 5, 2026 | |
| Median daily dollar volume | $47.3M |
| 63 sessions | |
| Days since newest grade input | 136 |
Downloads [top]
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Sources [top]
Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.
| # | Concept | XBRL tag | Value | Period end | Received | Form | Links |
|---|---|---|---|---|---|---|---|
| 1 | assets | us-gaap:Assets | $2.1B | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 2 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $2.7B | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 3 | cash | us-gaap:CashAndCashEquivalentsAtCarryingValue | $638.3M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 4 | total debt | us-gaap:LongTermDebt | $23.8M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 5 | gross profit | us-gaap:GrossProfit | $704.3M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 6 | net income | us-gaap:NetIncomeLoss | $206.9M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 7 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $303.9M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 8 | assets | us-gaap:Assets | $2.1B | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 9 | gross profit | us-gaap:GrossProfit | $664.0M | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 10 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $2.5B | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 11 | gross profit | us-gaap:GrossProfit | $485.8M | 2024-03-30 | 2026-05-26 | 10-K | filing · viewer · series |
| 12 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $2.0B | 2024-03-30 | 2026-05-26 | 10-K | filing · viewer · series |
| 13 | gross profit | us-gaap:GrossProfit | $818.7M | 2023-04-01 | 2025-05-27 | 10-K | filing · viewer · series |
| 14 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $2.6B | 2023-04-01 | 2025-05-27 | 10-K | filing · viewer · series |
| 15 | gross profit | us-gaap:GrossProfit | $589.1M | 2022-04-02 | 2024-05-29 | 10-K | filing · viewer · series |
| 16 | revenue | us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax | $2.2B | 2022-04-02 | 2024-05-29 | 10-K | filing · viewer · series |
| 17 | operating income | us-gaap:OperatingIncomeLoss | $251.8M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 18 | depreciation amortization | us-gaap:DepreciationDepletionAndAmortization | $47.8M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 19 | interest expense | us-gaap:InterestExpense | $7.5M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 20 | current assets | us-gaap:AssetsCurrent | $1.1B | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 21 | current liabilities | us-gaap:LiabilitiesCurrent | $455.3M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 22 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $34.1M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 23 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $240.9M | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 24 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $50.5M | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 25 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $222.7M | 2024-03-30 | 2026-05-26 | 10-K | filing · viewer · series |
| 26 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $52.9M | 2024-03-30 | 2026-05-26 | 10-K | filing · viewer · series |
| 27 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $416.2M | 2023-04-01 | 2025-05-27 | 10-K | filing · viewer · series |
| 28 | capital expenditure | us-gaap:PaymentsToAcquirePropertyPlantAndEquipment | $52.2M | 2023-04-01 | 2025-05-27 | 10-K | filing · viewer · series |
| 29 | pretax income | us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | $270.6M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 30 | income tax | us-gaap:IncomeTaxExpenseBenefit | $56.8M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 31 | current assets | us-gaap:AssetsCurrent | $1.1B | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 32 | current liabilities | us-gaap:LiabilitiesCurrent | $451.3M | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 33 | assets | us-gaap:Assets | $1.9B | 2024-03-30 | 2026-05-26 | 10-K | filing · viewer · series |
| 34 | assets | us-gaap:Assets | $1.6B | 2023-04-01 | 2025-05-27 | 10-K | filing · viewer · series |
| 35 | shares outstanding | dei:EntityCommonStockSharesOutstanding | 54,893,854 | 2026-05-19 | 2026-05-26 | 10-K | filing · viewer · series |
| 36 | shares outstanding | dei:EntityCommonStockSharesOutstanding | 57,282,557 | 2025-05-20 | 2025-05-27 | 10-K | filing · viewer · series |
| 37 | shares outstanding | dei:EntityCommonStockSharesOutstanding | 54,280,134 | 2026-07-29 | 2026-08-05 | 10-Q | filing · viewer · series |
| 38 | net income | us-gaap:NetIncomeLoss | $198.4M | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 39 | long term debt | us-gaap:LongTermDebtNoncurrent | $14.4M | 2026-03-28 | 2026-05-26 | 10-K | filing · viewer · series |
| 40 | long term debt | us-gaap:LongTermDebtNoncurrent | $24.8M | 2025-03-29 | 2026-05-26 | 10-K | filing · viewer · series |
| 41 | cash | us-gaap:CashAndCashEquivalentsAtCarryingValue | $784.7M | 2026-06-27 | 2026-08-05 | 10-Q | filing · viewer · series |
| 42 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $72.5M | 2026-06-27 | 2026-08-05 | 10-Q | filing · viewer · series |
| 43 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $251.2M | 2025-12-27 | 2026-02-04 | 10-Q | filing · viewer · series |
| 44 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $151.2M | 2025-09-27 | 2025-11-05 | 10-Q | filing · viewer · series |
| 45 | operating cash flow | us-gaap:NetCashProvidedByUsedInOperatingActivities | $75.3M | 2025-06-28 | 2026-08-05 | 10-Q | filing · viewer · series |
Limitations [top]
Grade boundary. Percentile 14.6 is 5.4 points from the nearest band edge; sampling error is 2.6 points.
Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.
Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.
Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.
Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.
Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.
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