Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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Oxford Industries Inc.OXM · consumer nondurables
GradeTortoiseCmiddle fifth of 124 graded peers; percentile 48.8, sampling error 3.8 points; lower is stronger
Rank61 of 124
ProfitabilityApercentile 14.6
SolvencyDpercentile 73.1
Growth and financingC/Dpercentile 56.7
Reliability0.91 AUCfailure model, filers with $591M to $2.67B assets; 95% interval 0.88 to 0.94; 160 events, 2020 to 2025
Peer failure rate1.01% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size band$591M to $2.67B assetstotal assets $1.3B[1]
Standard universeinsiderevenue above $1M and assets above $10M[1-2]
Warningsnone activenot computable: distress
Inputs computable8 of 14
Graded fromfilings received through Mar 27, 2026196 days before the rescan; every figure keyed to the SEC receipt date
Last close$25.482026-10-08; market equity $381.7M; iex feed
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history
$30$40NovDecJanFebMarAprMayJunJulAugSepOctCB/CC$25.48
ABCDE20132014201520162017201820192020202120222023202420252026

Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Jan 21, 2012nonen/a
Apr 21, 2012nonen/aQ3
Apr 21, 2014nonen/aQ4
Apr 21, 2015A10.9Q4
Apr 21, 2016A15.4Q3
Mar 21, 2017A/B19.4Q3
Apr 21, 2017A16.4Q4
Apr 21, 2020B27.6Q4
Apr 21, 2021D66.8Q4
Mar 21, 2022C/D59.2Q4
Apr 21, 2022A/B21.2Q4
Apr 21, 2023D/E78.0Q4
Feb 21, 2024E85.0Q4
Mar 21, 2024D/E82.8Q4
Apr 21, 2024A10.7Q4
Apr 21, 2025C46.7Q4
Mar 21, 2026B/C43.0Q4
Apr 21, 2026C51.2Q4

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Mar 27, 2026; the document on sec.gov.

and Note 2 of our consolidated financial statements, both included in this Annual Report on Form 10-K. We consider a variety of performance and financial measures in assessing our business, and the key performance indicators used to measure our results are summarized below. We often disclose comparable sales in order to provide additional information regarding changes in our results of operations between periods. Our disclosures of comparable sales include net sales from our full-price retail stores and e-commerce sites.

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability, sleeve percentile 14.6
Gross profitability68.6%[1,3]29.8%9.01462026-01-31
Return on invested capitalnot computable5.6%
a prior annual debt, equity, and cash observation is required
Accruals ratio(11.4%)[1,4-6](5.0%)21.11532026-01-31
Gross margin stability, five years1.0 pts[2-3,7-14]1.9 pts13.91162026-01-31
Solvency, sleeve percentile 73.1
Twelve-month failure probabilitynot computable0.03%
liabilities and a nearby cover-page share count are required at 2026-08-01
Altman Z double-primenot computable3.11
one or more required annual facts are missing
Net debt to EBITDAnot computable2.54x
latest aligned inputs end 2024-02-03; latest annual assets end 2026-01-31
Interest coveragenot computable2.51x
latest aligned inputs end 2019-02-02; latest annual assets end 2026-01-31
Current ratio1.10x[15-16]1.81x73.11572026-01-31
Growth and financing, sleeve percentile 56.7
Revenue growth, three-year compound1.5%[2,8,10,12]0.2%43.91332026-01-31
Free cash flow growth, three-year compound(47.7%)[5,17-23]14.9%96.9662026-01-31
Reinvestment ratenot computable10.7%
NOPAT must exceed $100,000
Asset growth, three years3.3%[1,6,24-25]0.5%35.31342026-01-31
Net share issuance, one year0.2%[26-27]0.05%50.51042026-03-23

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite -0.043; sampling error 3.8 percentile points on 124 peers.

Among 124 Peers [top]

ABCDEMNST, Monster Beverage Corp.; A, percentile 6.5; market equity $85.5B; warnings: fortress balance sheetMNSTCTAS, Cintas Corp.; A/B, percentile 18.7; market equity $79.9BCTASPEP, Pepsico Inc.; B, percentile 30.1; market equity $174.9BPEPKO, Coca Cola Co.; B/C, percentile 39.0; market equity $377.6BKOPM, Philip Morris International Inc.; C, percentile 46.3; market equity $312.5BPMMO, Altria Group, Inc.; C, percentile 48.0; market equity $119.3BMOOXM 48.8strongerweaker

Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.

RankCompanyPercentileLetterWarnings
56Hershey Co. (HSY)

Hershey Co. (HSY)

Cmiddle fifth; percentile 44.7

NYSE · Sugar & Confectionery Products

market equity $33.0B; last close $162.49

No active warnings; 10 of 14 inputs

44.7C
57Post Holdings, Inc. (POST)

Post Holdings, Inc. (POST)

Cmiddle fifth; percentile 45.5

NYSE · Grain Mill Products

market equity $3.3B; last close $74.19

No active warnings; 13 of 14 inputs

45.5C
58Philip Morris International Inc. (PM)

Philip Morris International Inc. (PM)

Cmiddle fifth; percentile 46.3

NYSE · Cigarettes

market equity $312.5B; last close $200.51

No active warnings; 12 of 14 inputs

46.3C
59Hormel Foods Corp. (HRL)

Hormel Foods Corp. (HRL)

Cmiddle fifth; percentile 47.2

NYSE · Meat Packing Plants

last close $19.41

No active warnings; 10 of 14 inputs

47.2C
60Altria Group, Inc. (MO)

Altria Group, Inc. (MO)

Cmiddle fifth; percentile 48.0

NYSE · Cigarettes

market equity $119.3B; last close $71.43

No active warnings; 12 of 14 inputs

48.0C
61Oxford Industries Inc. (OXM)

Oxford Industries Inc. (OXM)

Cmiddle fifth; percentile 48.8

NYSE · Men's & Boys' Furnishgs, Work Clothg, & Allied Garments

market equity $381.6M; last close $25.48

No active warnings; 8 of 14 inputs

48.8C
62BrightView Holdings, Inc. (BV)

BrightView Holdings, Inc. (BV)

Cmiddle fifth; percentile 49.6

NYSE · Agricultural Services

market equity $968.6M; last close $10.45

No active warnings; 12 of 14 inputs

49.6C
63Celsius Holdings, Inc. (CELH)

Celsius Holdings, Inc. (CELH)

Cmiddle fifth; percentile 50.4

Nasdaq · Bottled & Canned Soft Drinks & Carbonated Waters

market equity $6.9B; last close $27.41

No active warnings; 11 of 14 inputs

50.4C
64Lamb Weston Holdings, Inc. (LW)

Lamb Weston Holdings, Inc. (LW)

Cmiddle fifth; percentile 51.2

NYSE · Canned, Frozen & Preservd Fruit, Veg & Food Specialties

market equity $6.8B; last close $49.48

No active warnings; 11 of 14 inputs

51.2C
65J.Jill, Inc. (JILL)

J.Jill, Inc. (JILL)

Cmiddle fifth; percentile 52.0

NYSE · Women's, Misses': and Juniors Outerwear

market equity $363.7M; last close $24.40

No active warnings; 10 of 14 inputs

52.0C
66Corteva, Inc. (CTVA)

Corteva, Inc. (CTVA)

Cmiddle fifth; percentile 52.8

NYSE · Agricultural Production-Crops

market equity $9.2B; last close $13.74

Warnings: fortress balance sheet; 8 of 14 inputs

52.8Cfortress balance sheet
Peer policyLetterPercentilePeers
all graded filers, equal sleevesC56.22204
sector peers, equal sleeves (the grade)C48.8124
same exchange, equal sleevesC52.1984
sector peers, equal inputsB/C36.6124

Each letter is one fifth of the 124 graded peers, about 24 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.

What the Price Implies [top]

Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest month1.0%(0.2%)50hotter than 50 of 100 peers
Distance from 52-week high(46.2%)(24.8%)19closer to its high than 19 of 100 peers
EBIT to enterprise value(7.8%)4.1%20pricier than 80 of 100 peers
Free cash flow yield3.0%4.8%37pricier than 63 of 100 peers
Book value to price1.480.5784pricier than 16 of 100 peers
Sales to price3.871.2090pricier than 10 of 100 peers
Composite equity issuance, five years(31.9%)(16.3%)12more equity-funded than 12 of 100 peers
Relative strength against the sector, log excess return(0.08)(0.10)50ahead of 50 of 100 peers

Inputs: market equity $381.6M; EBIT -$31.3M; free cash flow $11.3M; book equity $564.5M; sales $1.5B; debt $29.0M; cash $9.0M[28].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: 2 of 9, period end 2026-01-31
Return on assets above zero(2.2%)✗ fail[4,6]
Operating cash flow above zero$119.6M✓ pass[5]
Return on assets improved(10.6 pts)✗ fail[4,6,24,29]
Operating cash flow exceeds net income$147.5M✓ pass[4-5]
Long-term leverage fell6.4 pts✗ fail[1,6,24,30-31]
Current ratio improved(7.7 pts)✗ fail[15-16,32-33]
No new shares issued0.2%✗ fail[26-27]
Gross margin improved(2.2 pts)✗ fail[2-3,7-8]
Asset turnover improved(23.6 pts)✗ fail[2,6,8,24]
Cash, filings, liquidity
Cash and equivalents$9.0M[34]
Operating cash flow, four quarters$137.4M[5,34-38]
Months of runwaynot finite
trailing operating cash flow is nonnegative, so runway is not finite
Late filings, two years0
NT 10-K or NT 10-Q
Days since last periodic filing35
10-Q received Sep 4, 2026
Median daily dollar volume$13.2M
63 sessions
Days since newest grade input196

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$1.3B2026-01-312026-03-2710-Kfiling · viewer · series
2revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.5B2026-01-312026-03-2710-Kfiling · viewer · series
3gross profitus-gaap:GrossProfit$897.7M2026-01-312026-03-2710-Kfiling · viewer · series
4net incomeus-gaap:NetIncomeLoss-$27.9M2026-01-312026-03-2710-Kfiling · viewer · series
5operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$119.6M2026-01-312026-03-2710-Kfiling · viewer · series
6assetsus-gaap:Assets$1.3B2025-02-012026-03-2710-Kfiling · viewer · series
7gross profitus-gaap:GrossProfit$954.6M2025-02-012026-03-2710-Kfiling · viewer · series
8revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.5B2025-02-012026-03-2710-Kfiling · viewer · series
9gross profitus-gaap:GrossProfit$995.6M2024-02-032026-03-2710-Kfiling · viewer · series
10revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.6B2024-02-032026-03-2710-Kfiling · viewer · series
11gross profitus-gaap:GrossProfit$888.9M2023-01-282025-03-3110-Kfiling · viewer · series
12revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.4B2023-01-282025-03-3110-Kfiling · viewer · series
13gross profitus-gaap:GrossProfit$706.2M2022-01-292024-04-0110-Kfiling · viewer · series
14revenueus-gaap:RevenueFromContractWithCustomerExcludingAssessedTax$1.1B2022-01-292024-04-0110-Kfiling · viewer · series
15current assetsus-gaap:AssetsCurrent$292.4M2026-01-312026-03-2710-Kfiling · viewer · series
16current liabilitiesus-gaap:LiabilitiesCurrent$265.3M2026-01-312026-03-2710-Kfiling · viewer · series
17capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$108.3M2026-01-312026-03-2710-Kfiling · viewer · series
18operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$194.0M2025-02-012026-03-2710-Kfiling · viewer · series
19capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$134.2M2025-02-012026-03-2710-Kfiling · viewer · series
20operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$244.3M2024-02-032026-03-2710-Kfiling · viewer · series
21capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$74.1M2024-02-032026-03-2710-Kfiling · viewer · series
22operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$125.6M2023-01-282025-03-3110-Kfiling · viewer · series
23capital expenditureus-gaap:PaymentsToAcquirePropertyPlantAndEquipment$46.7M2023-01-282025-03-3110-Kfiling · viewer · series
24assetsus-gaap:Assets$1.1B2024-02-032025-03-3110-Kfiling · viewer · series
25assetsus-gaap:Assets$1.2B2023-01-282024-04-0110-Kfiling · viewer · series
26shares outstandingdei:EntityCommonStockSharesOutstanding14,887,4542026-03-232026-03-2710-Kfiling · viewer · series
27shares outstandingdei:EntityCommonStockSharesOutstanding14,865,1062025-03-272025-03-3110-Kfiling · viewer · series
28shares outstandingdei:EntityCommonStockSharesOutstanding14,978,2742026-09-012026-09-0410-Qfiling · viewer · series
29net incomeus-gaap:NetIncomeLoss$93.0M2025-02-012026-03-2710-Kfiling · viewer · series
30long term debtus-gaap:LongTermDebtNoncurrent$116.4M2026-01-312026-03-2710-Kfiling · viewer · series
31long term debtus-gaap:LongTermDebtNoncurrent$31.1M2025-02-012026-03-2710-Kfiling · viewer · series
32current assetsus-gaap:AssetsCurrent$292.8M2025-02-012026-03-2710-Kfiling · viewer · series
33current liabilitiesus-gaap:LiabilitiesCurrent$248.3M2025-02-012026-03-2710-Kfiling · viewer · series
34cashus-gaap:CashAndCashEquivalentsAtCarryingValue$9.0M2026-08-012026-09-0410-Qfiling · viewer · series
35operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$97.3M2026-08-012026-09-0410-Qfiling · viewer · series
36operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$7.9M2026-05-022026-06-1110-Qfiling · viewer · series
37operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$70.5M2025-11-012025-12-1110-Qfiling · viewer · series
38operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$79.5M2025-08-022026-09-0410-Qfiling · viewer · series

Limitations [top]

Grade boundary. Percentile 48.8 is 8.8 points from the nearest band edge; sampling error is 3.8 points.

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.