Assay

Financial-condition grades for SEC filers

Company Report · as of Oct 9, 2026


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Service Corp. InternationalSCI · shops
GradeSlothDfourth fifth of 258 graded peers; percentile 77.0, sampling error 2.9 points; lower is stronger
Rank199 of 258
ProfitabilityDpercentile 72.4
SolvencyDpercentile 73.4
Growth and financingB/Cpercentile 38.1
Reliability0.94 AUCfailure model, filers with over $2.67B assets; 95% interval 0.88 to 0.97; 61 events, 2020 to 2025
Peer failure rate0.52% a yearItem 1.03 bankruptcies, same asset band, 2012 to 2025
Size bandover $2.67B assetstotal assets $18.7B[1]
Standard universeinsiderevenue above $1M and assets above $10M[1-2]
Warningsnone activenot computable: distress
Inputs computable12 of 14
Graded fromfilings received through Feb 12, 2026239 days before the rescan; every figure keyed to the SEC receipt date
Last close$76.822026-10-08; market equity $10.5B; iex feed
Price used in gradeNone
Share price, twelve months to the rescansplit-adjusted close; a lollipop at every rescan carries the letter held then; baseline ticks are SEC receipt dates of the inputs; ranges and dragging scroll the full history
$70$80NovDecJanFebMarAprMayJunJulAugSepOctED/EED/ED$76.77
ABCDE20132014201520162017201820192020202120222023202420252026

Percentile at every rescan on file, Jan 21, 2012 to Oct 9, 2026; stronger toward the top. Hover for the date.

Open this report as it stood on

Letter setLetterPercentileBand
Jan 21, 2012nonen/aQ5
Mar 21, 2012E98.3Q5
Feb 21, 2022D/E80.3Q5
Apr 21, 2022E83.5Q5
Jun 21, 2022D/E83.1Q5
Aug 21, 2022E85.0Q5
Nov 21, 2025D/E82.9Q5
Dec 21, 2025E83.3Q5
Feb 21, 2026D/E78.4Q5
Oct 3, 2026D77.0Q5

Each date opens the report as it stood on that rescan.

Business, in the company's words. Opening of Item 1 of the 10-K received Feb 12, 2026; the document on sec.gov.

We are North America’s largest provider of deathcare products and services, with a network of funeral service locations and cemeteries unequaled in geographic scale and reach. At December 31, 2025, we operated 1,485 funeral service locations and 500 cemeteries (including 312 funeral service/cemetery combination locations), which are geographically diversified across 44 states, eight Canadian provinces, the District of Columbia, and Puerto Rico. We are well known for our Dignity Memorial® brand, North America's first transcontinental brand of deathcare products and services.

The Fourteen Inputs [top]

Lower percentile is stronger. Source numbers open the SEC filing; a range that spans filings opens the sources table.

InputPercentile, 0 to 100ValueSourcePeer medianPercentilePeersPeriod end
Profitability, sleeve percentile 72.4
Gross profitability6.1%[1,3]42.6%93.82422025-12-31
Return on invested capital11.5%[4-12]10.9%47.0842025-12-31
Accruals ratio(2.2%)[1,13-15](4.9%)78.32872025-12-31
Gross margin stability, five years2.2 pts[2-3,16-23]1.2 pts70.62192025-12-31
Solvency, sleeve percentile 73.4
Twelve-month failure probabilitynot computable0.04%
liabilities and a nearby cover-page share count are required at 2026-06-30
Altman Z double-primenot computable1.92
one or more required annual facts are missing
Net debt to EBITDA4.04x[4,7,9,24]1.84x84.81002025-12-31
Interest coverage3.83x[4,25]2.26x44.4642025-12-31
Current ratio0.55x[26-27]1.37x90.82952025-12-31
Growth and financing, sleeve percentile 38.1
Revenue growth, three-year compound1.6%[2,17,19,21]1.5%48.52692025-12-31
Free cash flow growth, three-year compound6.7%[14,28-34]5.6%48.61472025-12-31
Reinvestment rate24.9%[4-6,24,26-28,35-36]7.3%39.71522025-12-31
Asset growth, three years7.4%[1,15,37-38]3.4%31.02722025-12-31
Net share issuance, one year(3.5%)[39-40](0.6%)22.92112026-02-10

Gross profitability. Revenue less cost of goods sold, over total assets.

Accruals ratio. Net income less operating cash flow, over average assets; lower is stronger.

Gross margin stability, five years. Standard deviation of gross margin; lower is stronger.

Twelve-month failure probability. CHS model; lower is stronger.

Net debt to EBITDA. Lower is stronger.

Net share issuance, one year. Split-adjusted; lower is stronger.

Sleeves are equal-weighted; within a sleeve each computable input carries equal weight. Composite 0.245; sampling error 2.9 percentile points on 258 peers.

Among 258 Peers [top]

ABCDECOST, Costco Wholesale Corp.; A, percentile 4.7; market equity $420.1B; warnings: fortress balance sheetCOSTAMZN, Amazon COM Inc.; A/B, percentile 20.2; market equity $2.7T; warnings: fortress balance sheetAMZNHD, Home Depot, Inc.; B, percentile 32.3; market equity $294.8BHDTJX, TJX Companies Inc.; C, percentile 43.6; market equity $152.6BTJXWMT, Walmart Inc.; C, percentile 52.9; market equity $877.2BWMTMCD, Mcdonalds Corp.; D, percentile 63.4; market equity $167.6BMCDSCI 77.0strongerweaker

Composite score of every graded peer, smoothed. Vertical rules are the letter band edges at the 20th, 40th, 60th and 80th percentiles. Small dots are the six largest peers by market equity.

RankCompanyPercentileLetterWarnings
194Alliance Entertainment Holding Corp. (AENTW)

Alliance Entertainment Holding Corp. (AENTW)

Dfourth fifth; percentile 74.9

Nasdaq · Wholesale-Durable Goods, NEC

last close $0.25

No active warnings; 7 of 14 inputs

74.9D
195Advance Auto Parts Inc. (AAP)

Advance Auto Parts Inc. (AAP)

Dfourth fifth; percentile 75.5

NYSE · Retail-Auto & Home Supply Stores

market equity $2.6B; last close $42.46

No active warnings; 8 of 14 inputs

75.5D
1961 800 Flowers COM Inc. (FLWS)

1 800 Flowers COM Inc. (FLWS)

Dfourth fifth; percentile 75.9

Nasdaq · Retail-Retail Stores, NEC

last close $2.73

No active warnings; 7 of 14 inputs

75.9D
197Petco Health & Wellness Company, Inc. (WOOF)

Petco Health & Wellness Company, Inc. (WOOF)

Dfourth fifth; percentile 76.3

Nasdaq · Retail-Retail Stores, NEC

last close $2.25

No active warnings; 9 of 14 inputs

76.3D
198Nextnrg, Inc. (NXXT)

Nextnrg, Inc. (NXXT)

Dfourth fifth; percentile 76.7

Nasdaq · Retail-Auto Dealers & Gasoline Stations

market equity $104.1M; last close $0.61

Warnings: dilution, late filer; 9 of 14 inputs

76.7Ddilution, late filer
199Service Corp. International (SCI)

Service Corp. International (SCI)

Dfourth fifth; percentile 77.0

NYSE · Services-Personal Services

market equity $10.5B; last close $76.82

No active warnings; 12 of 14 inputs

77.0D
200RED Robin Gourmet Burgers Inc. (RRGB)

RED Robin Gourmet Burgers Inc. (RRGB)

D/Eon the D/E boundary; percentile 77.4

Nasdaq · Retail-Eating Places

market equity $159.5M; last close $8.43

No active warnings; 7 of 14 inputs

77.4D/E
201Ashland Inc. (ASH)

Ashland Inc. (ASH)

D/Eon the D/E boundary; percentile 77.8

NYSE · Wholesale-Chemicals & Allied Products

market equity $3.2B; last close $70.67

No active warnings; 9 of 14 inputs

77.8D/E
202Global Partners L.P. (GLP)

Global Partners L.P. (GLP)

D/Eon the D/E boundary; percentile 78.2

NYSE · Wholesale-Petroleum Bulk Stations & Terminals

market equity $1.6B; last close $47.97

No active warnings; 8 of 14 inputs

78.2D/E
203Restaurant Brands International Limited Partnership (QSP)

Restaurant Brands International Limited Partnership (QSP)

D/Eon the D/E boundary; percentile 78.6

None · Retail-Eating Places

No active warnings; 7 of 14 inputs

78.6D/E
204Ryerson Holding Corp. (RYZ)

Ryerson Holding Corp. (RYZ)

D/Eon the D/E boundary; percentile 79.0

NYSE · Wholesale-Metals Service Centers & of fices

market equity $1.3B; last close $25.93

Warnings: dilution; 10 of 14 inputs

79.0D/Edilution
Peer policyLetterPercentilePeers
all graded filers, equal sleevesD71.62204
sector peers, equal sleeves (the grade)D77.0258
same exchange, equal sleevesD74.4984
sector peers, equal inputsD73.2258

Each letter is one fifth of the 258 graded peers, about 51 companies. A boundary letter (A/B, B/C, C/D, D/E) marks a percentile within one sampling error of a band edge.

What the Price Implies [top]

Market measures at the 2026-10-08 close. None enters the grade. Percentile among graded peers with the same measure.

MeasureValuePeer medianPercentileReading
Twelve-month price change, skipping the latest month(1.0%)(0.1%)49hotter than 49 of 100 peers
Distance from 52-week high(12.5%)(24.1%)74closer to its high than 74 of 100 peers
EBIT to enterprise value6.4%5.3%62pricier than 38 of 100 peers
Free cash flow yield5.3%4.2%59pricier than 41 of 100 peers
Book value to price0.150.3629pricier than 71 of 100 peers
Sales to price0.411.7512pricier than 88 of 100 peers
Composite equity issuance, five years(30.5%)(16.7%)25more equity-funded than 25 of 100 peers
Relative strength against the sector, log excess return0.010.0249ahead of 49 of 100 peers

Inputs: market equity $10.5B; EBIT $978.1M; free cash flow $554.2M; book equity $1.5B; sales $4.3B; debt $5.1B; cash $260.4M[41].

Diagnostics [top]

Diagnostics do not feed the grade.

Piotroski F-score: 6 of 9, period end 2025-12-31
Return on assets above zero3.1%✓ pass[13,15]
Operating cash flow above zero$942.8M✓ pass[14]
Return on assets improved(0.0 pts)✗ fail[13,15,37,42]
Operating cash flow exceeds net income$400.2M✓ pass[13-14]
Long-term leverage fell0.0 pts✗ fail[1,15,37,43-44]
Current ratio improved3.1 pts✓ pass[26-27,35-36]
No new shares issued(3.5%)✓ pass[39-40]
Gross margin improved0.4 pts✓ pass[2-3,16-17]
Asset turnover improved(0.8 pts)✗ fail[2,15,17,37]
Cash, filings, liquidity
Cash and equivalents$260.4M[45]
Operating cash flow, four quarters$1.0B[14,45-49]
Months of runwaynot finite
trailing operating cash flow is nonnegative, so runway is not finite
Late filings, two years0
NT 10-K or NT 10-Q
Days since last periodic filing71
10-Q received Jul 30, 2026
Median daily dollar volume$73.6M
63 sessions
Days since newest grade input239

Downloads [top]

Sources [top]

Every citation on this page. Filing opens the SEC index page for that submission; viewer opens the SEC interactive data for the same filing; series opens the SEC XBRL API record for that tag and company.

#ConceptXBRL tagValuePeriod endReceivedFormLinks
1assetsus-gaap:Assets$18.7B2025-12-312026-02-1210-Kfiling · viewer · series
2revenueus-gaap:Revenues$4.3B2025-12-312026-02-1210-Kfiling · viewer · series
3gross profitus-gaap:GrossProfit$1.1B2025-12-312026-02-1210-Kfiling · viewer · series
4operating incomeus-gaap:OperatingIncomeLoss$978.1M2025-12-312026-02-1210-Kfiling · viewer · series
5pretax incomeus-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest$729.8M2025-12-312026-02-1210-Kfiling · viewer · series
6income taxus-gaap:IncomeTaxExpenseBenefit$186.9M2025-12-312026-02-1210-Kfiling · viewer · series
7total debtus-gaap:LongTermDebtAndCapitalLeaseObligations$5.1B2025-12-312026-02-1210-Kfiling · viewer · series
8book equityus-gaap:StockholdersEquity$1.6B2025-12-312026-02-1210-Kfiling · viewer · series
9cashus-gaap:CashAndCashEquivalentsAtCarryingValue$243.6M2025-12-312026-02-1210-Kfiling · viewer · series
10total debtus-gaap:LongTermDebtAndCapitalLeaseObligations$4.8B2024-12-312026-02-1210-Kfiling · viewer · series
11book equityus-gaap:StockholdersEquity$1.7B2024-12-312026-02-1210-Kfiling · viewer · series
12cashus-gaap:CashAndCashEquivalentsAtCarryingValue$218.8M2024-12-312026-02-1210-Kfiling · viewer · series
13net incomeus-gaap:NetIncomeLoss$542.6M2025-12-312026-02-1210-Kfiling · viewer · series
14operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$942.8M2025-12-312026-02-1210-Kfiling · viewer · series
15assetsus-gaap:Assets$17.4B2024-12-312026-02-1210-Kfiling · viewer · series
16gross profitus-gaap:GrossProfit$1.1B2024-12-312026-02-1210-Kfiling · viewer · series
17revenueus-gaap:Revenues$4.2B2024-12-312026-02-1210-Kfiling · viewer · series
18gross profitus-gaap:GrossProfit$1.1B2023-12-312026-02-1210-Kfiling · viewer · series
19revenueus-gaap:Revenues$4.1B2023-12-312026-02-1210-Kfiling · viewer · series
20gross profitus-gaap:GrossProfit$1.2B2022-12-312025-02-1310-Kfiling · viewer · series
21revenueus-gaap:Revenues$4.1B2022-12-312025-02-1310-Kfiling · viewer · series
22gross profitus-gaap:GrossProfit$1.3B2021-12-312024-02-1310-Kfiling · viewer · series
23revenueus-gaap:Revenues$4.1B2021-12-312024-02-1310-Kfiling · viewer · series
24depreciation amortizationus-gaap:Depreciation$219.7M2025-12-312026-02-1210-Kfiling · viewer · series
25interest expenseus-gaap:InterestExpense$255.4M2025-12-312026-02-1210-Kfiling · viewer · series
26current assetsus-gaap:AssetsCurrent$411.8M2025-12-312026-02-1210-Kfiling · viewer · series
27current liabilitiesus-gaap:LiabilitiesCurrent$745.7M2025-12-312026-02-1210-Kfiling · viewer · series
28capital expenditureus-gaap:PaymentsToAcquireProductiveAssets$388.6M2025-12-312026-02-1210-Kfiling · viewer · series
29operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$944.9M2024-12-312026-02-1210-Kfiling · viewer · series
30capital expenditureus-gaap:PaymentsToAcquireProductiveAssets$373.7M2024-12-312026-02-1210-Kfiling · viewer · series
31operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$869.0M2023-12-312026-02-1210-Kfiling · viewer · series
32capital expenditureus-gaap:PaymentsToAcquireProductiveAssets$361.8M2023-12-312026-02-1210-Kfiling · viewer · series
33operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$825.7M2022-12-312025-02-1310-Kfiling · viewer · series
34capital expenditureus-gaap:PaymentsToAcquireProductiveAssets$369.7M2022-12-312025-02-1310-Kfiling · viewer · series
35current assetsus-gaap:AssetsCurrent$377.3M2024-12-312026-02-1210-Kfiling · viewer · series
36current liabilitiesus-gaap:LiabilitiesCurrent$723.8M2024-12-312026-02-1210-Kfiling · viewer · series
37assetsus-gaap:Assets$16.4B2023-12-312025-02-1310-Kfiling · viewer · series
38assetsus-gaap:Assets$15.1B2022-12-312024-02-1310-Kfiling · viewer · series
39shares outstandingdei:EntityCommonStockSharesOutstanding139,223,6652026-02-102026-02-1210-Kfiling · viewer · series
40shares outstandingdei:EntityCommonStockSharesOutstanding144,212,2552025-02-112025-02-1310-Kfiling · viewer · series
41shares outstandingdei:EntityCommonStockSharesOutstanding136,619,4742026-06-302026-07-3010-Qfiling · viewer · series
42net incomeus-gaap:NetIncomeLoss$518.6M2024-12-312026-02-1210-Kfiling · viewer · series
43long term debtus-gaap:LongTermDebtNoncurrent$5.1B2025-12-312026-02-1210-Kfiling · viewer · series
44long term debtus-gaap:LongTermDebtNoncurrent$4.8B2024-12-312026-02-1210-Kfiling · viewer · series
45cashus-gaap:CashAndCashEquivalentsAtCarryingValue$260.4M2026-06-302026-07-3010-Qfiling · viewer · series
46operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$572.4M2026-06-302026-07-3010-Qfiling · viewer · series
47operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$333.8M2026-03-312026-04-3010-Qfiling · viewer · series
48operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$729.9M2025-09-302025-10-3010-Qfiling · viewer · series
49operating cash flowus-gaap:NetCashProvidedByUsedInOperatingActivities$477.6M2025-06-302026-07-3010-Qfiling · viewer · series

Limitations [top]

Grade boundary. Percentile 77.0 is 3.0 points from the nearest band edge; sampling error is 2.9 points.

Peer group. Sector assignment from four-digit SIC codes, hand-tuned and published. The grade under three alternative peer policies is tabled above.

Size. Within a sector the letter tracks size. Among graded filers in the smallest asset band, 72% grade E and 0% grade A; in the largest, 13% grade E and 21% grade A. Universe as of Oct 9, 2026.

Failure model. filings 2012-01-01 to 2019-12-31 fit, filings 2020-01-01 to 2025-12-31 test; status post hoc pending confirmation. pre-registered on 2026 filings once their 12-month outcome windows close; supported if the paired per-quintile gain over the pooled model has a lower bound above 0.05.

Input validity. Revenue or total assets at or below $100,000 sets the degenerate-inputs flag. An input whose denominator is at or below $100,000 is left not computable rather than ranked.

Returns. No input on this page has a post-2015 confidence interval on returns that excludes zero. The grade ranks reported financial condition and is not a return forecast.